基于代购网站多种支付的研究与实现

发布时间：2018-03-10 11:22

本文选题：代购网站　切入点：支付　出处：《东华大学》2014年硕士论文　论文类型：学位论文

【摘要】：电子商务的崛起依赖于计算机技术和网络技术,同时它也代表着网络的发展。电子商务是一种把传统商业嫁接到网络上的商业形式,虽说从本质上来讲它仍然是一种商业模式,但由于互联网的介入,使得他不仅在技术上而且在营销方式上成为一种全新的经济模式。而随着网上交易环境的逐步完善,与之相关的网上支付问题显得越来越重要。电子商务网站中任何交易都会牵扯到资金的转移这样一个基本环节,而许多传统的支付方式,如现金支付、汇款支付等在时间和空间上都有局限性,不能满足基于互联网的电子商务的各项要求,所以需要在互联网上实现一种可靠的支付手段以实现电子商务网站中的资金流通。代购网站作为一种新兴的商业模式已逐渐进入人们的生活,与传统的购物网站不同,代购网站通常是指帮助消费者在网络上代购非本国的产品,收取定额服务费,完成商品的订购、付款、打包、派送等流程。本文将此交易模式与电子商务技术整合在一起,推出了基于B2C (Business to Consumer,企业对消费者)交易模式的电子商务平台。本文结合PKI/CA(Public Key Infrastructure公钥基础设施/CertificateAuthority认证与授权)体系以及代购网站系统的业务需求,对网站的多种支付方式的实现方法和安全性进行研究,对网银在线支付和支付宝支付进行模拟实现。综上所述,本文的工作可归纳为： 1)分析当前电子商务网站支付的多种方式,结合PKI/CA体系的理论基础和现有技术,对支付方法的实现流程进行分析,对第三方平台提供的接口参数进行分析,对其采用的实现方法和加密技术进行研究,讨论了多种支付的安全性、实现的技术难点和改进方向。 2)模拟实现网银在线支付和支付宝支付,对由第三方平台提供的接口数据及文档进行仔细地研究与分析,订单数据安全传递所使用的散列算法MD5,结合网站实现框架和PKI身份认证技术,设计并实现第三方平台接口调用,提出使用新的加密方法以提高订单数据在网络中传递的安全性、确定性、不可否认性。电子商务通过网络,在网上形成了信息流、物流、资金流的统一。支付是电子商务中最敏感的部分,支付的安全性、可靠性严重影响了电子商务交易的安全,所以实现一个在技术上有较强安全保障的网上支付工具,对于增强网上交易各方的信任,控制交易风险,推动电子商务发展是必不可少的。
[Abstract]:The rise of electronic commerce depends on computer technology and network technology, and it also represents the development of the network. Electronic commerce is a business form that grafts traditional commerce into the network, although it is still a business model in essence. However, due to the intervention of the Internet, he has become a new economic model not only in technology but also in marketing. And with the gradual improvement of the online trading environment, The related issue of online payment is becoming increasingly important. Any transaction in e-commerce websites will involve the transfer of funds, and many traditional payment methods, such as cash payments, Remittance payment is limited in time and space, which can not meet the requirements of e-commerce based on Internet, so it is necessary to realize a reliable means of payment on the Internet in order to realize the circulation of funds in e-commerce websites. Daigou website, as a new business model, has gradually entered people's life. Unlike traditional shopping websites, daigou websites usually refer to helping consumers purchase non-domestic products on the Internet for a fixed service charge. Complete the process of ordering, payment, packing, delivery and so on. This paper presents an electronic commerce platform based on B2C business to consumer model. This paper combines PKI/CA(Public Key Infrastructure Public key Infrastructure / Certificate Authority Authentication and Authorization system, as well as the business requirements of daigou website system. This paper studies the implementation and security of various payment methods of the website, and simulates the online payment and Alipay payment. In summary, the work of this paper can be summarized as follows:. 1) analyzing various payment methods of current e-commerce websites, combining with the theoretical basis of PKI/CA system and existing technology, analyzing the implementation process of payment methods, and analyzing the interface parameters provided by the third party platform. The implementation method and encryption technology are studied, and the security of various payments, the technical difficulties and the direction of improvement are discussed. 2) simulate the online payment and Alipay payment, and study and analyze the interface data and documents provided by the third party platform. The hash algorithm MD5, which is used for the secure transfer of order data, combined with the implementation framework of website and PKI identity authentication technology, designs and implements the third-party platform interface call. A new encryption method is proposed to improve the security of order data transfer in the network. Certainty, non-repudiation. Electronic commerce forms the unification of information flow, logistics and capital flow through the network. Payment is the most sensitive part of electronic commerce. The security and reliability of payment seriously affect the security of e-commerce transactions. So it is necessary to realize an online payment tool with strong security in technology to enhance the trust of all parties to the online transaction, control the transaction risk and promote the development of electronic commerce.
【学位授予单位】：东华大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：TP393.092

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