基于虚拟产业集群的供应链金融模式创新:创捷公司案例分析

发布时间：2018-04-29 18:31

本文选题：虚拟产业集群 + 虚拟供应链　；参考：《中国工业经济》2017年05期

【摘要】：融资难一直是制约中小企业生存发展和日常运营的主要瓶颈。近年来,作为一种创新型融资手段,基于供应链网络的供应链金融逐渐成为中小企业获取营运资金的有效方式。伴随着企业信息化程度的提高与网络技术的发展,基于虚拟产业集群的供应链管理活动为供应链金融的开展提供了广阔空间和条件。本研究以创捷供应链有限公司为例,对基于虚拟产业集群的供应链金融创新进行了深入探索与分析,并构建了虚拟产业集群中供应链金融创新路径的理论框架与模型。研究发现:虚拟产业集群中企业间存在依存关系,通过虚拟供应链搭建的产业互联网平台能够实现虚拟产业集群中所有企业间的业务闭合,优化交易流程模式,并且基于云计算、大数据等技术,在强化供应链网络关系的同时,虚拟供应链网络有效降低了产业互联网平台中资金提供方与中小企业之间的信息不对称。这一方面促进了虚拟产业集群中产业企业多种供应链金融业务的顺利开展,另一方面实现了产业发展与金融创新的循环迭代,提升了产业竞争力。本文基于虚拟产业集群识别出多种供应链金融创新业务形态,有助于完善与拓展供应链金融理论,对于引导基于虚拟产业集群的供应链金融实践有效开展具有有益启发。
[Abstract]:The difficulty of financing has been the main bottleneck restricting the survival, development and daily operation of small and medium-sized enterprises. In recent years, as an innovative means of financing, supply chain finance based on supply chain network has gradually become an effective way for SMEs to obtain working capital. With the improvement of enterprise informatization and the development of network technology, supply chain management based on virtual industrial cluster provides broad space and conditions for the development of supply chain finance. Taking Chuangjie supply chain Co., Ltd as an example, this paper makes a thorough exploration and analysis of supply chain financial innovation based on virtual industrial cluster, and constructs the theoretical framework and model of supply chain financial innovation path in virtual industrial cluster. It is found that there are dependencies among enterprises in virtual industrial clusters. The industrial Internet platform built by virtual supply chain can realize the business closure of all enterprises in virtual industrial clusters and optimize the mode of transaction flow. And based on cloud computing, big data and other technologies, while strengthening the supply chain network relationship, virtual supply chain network effectively reduces the information asymmetry between fund providers and small and medium-sized enterprises in the industrial Internet platform. On the one hand, it promotes the smooth development of various supply chain financial services of industrial enterprises in virtual industrial clusters, on the other hand, it realizes the cycle iteration of industrial development and financial innovation, and improves the competitiveness of industries. Based on virtual industrial cluster, this paper identifies a variety of innovative business forms of supply chain finance, which is helpful to improve and expand the theory of supply chain finance, and is helpful to guide the practice of supply chain finance based on virtual industrial cluster.
【作者单位】：中国人民大学商学院;
【基金】：国家自然科学基金面上项目“产业供应链服务化条件下的服务外包决策与风险管理”(批准号71272155);国家自然科学基金重点项目“中国转型经济背景下企业创业机会与资源开发行为研究”(批准号71232011)
【分类号】：F426.6;F832.4

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