H投资公司风险管理的研究

发布时间：2018-01-15 08:04

本文关键词：H投资公司风险管理的研究　出处：《吉林大学》2017年硕士论文　论文类型：学位论文

【摘要】：随着全球化经济的发展,企业所面临的风险越来越多,与过去单一风险不同,尤其当今大环境下,各国经济不景气,美国的次贷危机席卷世界之后,欧元区危机的过渡期,在不断加速的全球经济一体化的进程中,企业不断对外扩张规模并不断转变经营方式,在瞬时万变的市场环境中,企业的存活压力倍增,而各国企业经营生存面临诸多风险也加倍增多。而企业的转型改制不是一朝一夕就可以完成的,风险管理贯穿其中,对风险的识别、分析、应对、管控是现今迫在眉睫需要企业掌握的风险管理手段。风险管理的完善能够增加空缺的职位,提高就业率,并且完善公司内部制度中处于重要角色,增强企业经营活力。国外风险理论比国内风险管理更加多元,但国内外的政策不同,国外的风险理论不一定完全使用于国内其噢耶,而每个企业的经营模式也各不相同。本文旨在完善H投资公司的风险管理制度,并提出一些有益的建议,完善风险管控的机制,以保障H投资公司资本的安全。本文对H投资公司的风险管理体系进行探讨,但通过很多投资计划、实施方案和投资结果上来看,H投资公司自身定位不清,在风险管理上应用方法上逻辑思路不够清晰。本文梳理了H投资公司的风险管理框架,提出了一些优化建议。本文由六部分组成,第一章引言,第二章相关理论介绍,第三章和第四章为本文核心章节,第五章H投资公司的风险管理的保障措施,第六章结论作为本文的结尾。主要内容如下:第一章是研究背景和研究意义等的介绍,另外阐述本文的研究思路和研究方法。主要介绍了风险管理在金融学、管理学和决策管理等科学领域中成为重要研究对象之一。风险问题是现在很多企业在经营管理中遇到的众多问题之一,对于企业的生存风险成了影响企业管理活动的基本要素,因此,对风险管理的研究成为国内外企业研究的重点领域之一。第二章主要介绍了风险管理理论及相关理论。本文首先介绍了风险理论的定义,介绍了各个时期的学者对风险的定义。概括介绍风险的分类,比如何为经营风险、财务风险政策法规性风险等。对国内外学者的研究现状进行汇总分析,对当下有关风险理论有个基础掌握,给文章深入的分析做好理论支持。然后是对风险管理的概念进行阐述,主要介绍全面风险管理理论。全面风险管理理论目前主要应用于企业管理领域,所以以下都围绕企业管理进行阐述。全面风险管理框架主要由八大要素:内部环境、目标制定、事项识别、风险评估、风险反应、控制活动、信息与沟通、监控构成了全面风险管理框架。第三章主要提出了h投资公司的内部风险管理现状及问题。介绍了h投资公司的现状、风险管理体系及风险管理存在的问题。h投资公司由长春市国资委于2011年批准成立。h投资公司风险管理体系刚刚成立,所做工作属于初期制度建设工作,管理层目前工作主要精力集中于投资项目,对外发展中,对内部的协调沟通管理工作缺乏连贯性,人员内部结构简单、单一。风险管理体系目前在摸索阶段,指出h投资公司风险管理存在的问题,包括公司缺乏风险管理文化氛围;缺乏人才技能的培训;公司内部结构存在短板;公司董事会、管理层、风控部无法发挥相应的用处,风险管理职能分散;监督不到位;缺乏及时有效的信息沟通;缺乏全面风险管理的文化氛围;风险管理机制流于形式;没有充足的人才提供保障;资金的风险问题。第四章主要提出了h投资公司风险管理的重要性,给出了优化建议。本章主要介绍了h投资公司风险管理体系的构建,首先需要知道企业的发展战略和发展方向以及发展理念等,针对风险管理框架体系的建设上给出正确的目标,并且对风险管理的目标进行一一分析和落实,结合风险管理目标展开风险管理机制的建设。对于h投资公司进行分析,该公司的风险管理体系建设上,首先是对风险进行识别和分析,对每个风险发生的概率和产生的后果等有个基础的了解,给出风险方的应对方案,以此为基础进行风险管理体系的完善。不仅要构建符合h投资公司未来发展的风险管理框架,并且要对h投资公司内部的风险管理文化环境进行重新规划。加强企业风险管理文化的相关制度建设,企业风险文化的建设是很重要的,通过文化潜移默化的作用,让内部上到负责人下到基础员工,都能够在思想上认识到风险管理的重要性;进行风险管理人才的培训,对经理层风险管理给出对应的制度,成立风险管理委员会,对内部风险管理环境进行重建。本章介绍h投资公司风险管理现状的优化建议,风险管理框架体系的完善要有着明确的目标,要结合企业发展战略。对h投资公司的现状提出一些优化建议,在对其下属部门进行风险管理时,应对信息加以处理,加强内部风险管理,外部风险监督工作,优化风险管理组织结构与职责,加强对人的培养。本文第五章主要论述h投资公司实施过程中可能会存在的问题,本章对可能存在的问题提出了相应的保障措施和相关建议,主要针对后期员工出现对风险管理的认识不清,实施过程中存在误区。风险管理是一个全局性、系统性的过程。做好全面动员工作,加强组织宣传工作,营造风险管理企业文化氛围。打造沟通信息的环节,开展部门经验交流和推广活动本文研究给出的主要结论是:信息革命的到来,为h投资公司的发展注入了活力,在发展过程中获得了巨大盈利,同时也面临诸多风险问题,文章针对h投资公司的产生、发展历程以及当下的发展状态进行了分析,详细的阐述了h投资公司的发展现状,探讨了国内h投资公司在发展中存在的不足之处以及问题应对策略。在业务模式上,该投资公司比较单一,不管是管理体系还是管理机制的完善,亦或是风险的辨识和衡量等,都和同行相比存在一定差距。当下我国学术界在金融企业的风险管理中,并没有结合具体的公司情况展开分析,主要是理论层面的分析,基于此,本文针对h投资公司展开具体的分析,不管是理论的建设还是现实问题的解决上,都意义深远。本文对h投资公司实际运作中遇到的风险进行分析,这对该公司的风险管理体系完善上给出了建议,指出风险管理体系建设的理论和目标,同时对h投资公司的风险管理工作展开全面的分析探讨,在风险管理体系建设上,阐述要包含的部分,从整体的角度上针对h投资风险管理体系建设中相关制度的完善和具体工作的开展上展开一定层次的探讨,全面分析了h投资公司经营管理和项目投资过程中的风险因素,在分析公司风险因素的前提下,针对风险的监控给出具体的机制。同时探讨了风险管理过程中企业要做的各项工作。
[Abstract]:With the development of economic globalization, the enterprise faces more and more risk, with the past single risk, especially in today's environment, the economic downturn, after the subprime crisis swept the world, the transition period of the eurozone crisis, in accelerating the process of global economic integration, the expansion of the scale of foreign enterprises to continuously and continuously to change the mode of operation, the instantaneous changing market environment, the enterprise survival pressure doubled, and the world of business survival is facing many risks are also increased. The transformation of enterprises and double restructuring is not a short duration of time can be completed, which runs through the risk management, risk identification, analysis, response, control is the imminent need to master the enterprise the means of risk management. Improving risk management can increase the vacancies, increase the employment rate, and improve the company's internal system in an important role in, To enhance business vitality. Foreign venture theory than domestic risk management is more diverse, but domestic and foreign policy, risk theory is not necessarily completely used in the domestic Oh yeah, and each business model is also different. This paper aims to improve the H investment company's risk management system, and puts forward some useful suggestions to consummate the mechanism of risk control, to ensure the safety of the capital of the H investment company. The risk management system of H investment company to carry on the discussion, but through a lot of investment plan, implementation plan and investment results, the location of H investment company is not clear, the application method of logical thinking is not clear in the risk management in this paper. Combing the risk management framework of H investment company, puts forward some optimized suggestions. This paper consists of six parts, the first chapter is introduction, the second chapter introduces the related theories, the third chapter and the fourth chapter is the The core chapters, the fifth chapter H safeguard measures of risk management investment company, the sixth chapter is the conclusion as the end of this paper. The main contents are as follows: the first chapter is the research background and significance of the introduction, the research ideas and research methods of this paper. It mainly introduced the risk management in finance, one of the important research objects become management science and management science. The risk problem is one of the many problems encountered in many enterprises in the management, for the enterprise survival risk became the basic elements affecting enterprise management activities because of this, one of the key research areas of domestic and foreign enterprises to become risk management research. The second chapter mainly introduces the the risk management theory and related theory. This paper firstly introduces the definition of risk theory, introduces the various periods of scholars on the definition of risk. The risk of classified summary, Than how to management risk, financial risk policy and regulatory risk. To summarize and analyze the research status of domestic and foreign scholars, have a basic grasp of the relevant risk theory, making a theoretical support for the in-depth analysis. Then the concept of risk management is expounded, mainly introduces the comprehensive risk management theory of comprehensive risk management. The theory is mainly applied to the field of enterprise management, so the following are centered on the enterprise management in this paper. A comprehensive risk management framework is mainly composed of eight elements: internal environment, goal setting, event identification, risk assessment, risk response, control activities, information and communication, monitoring a comprehensive risk management framework. The third chapter mainly puts forward h the investment company's internal risk management status and problems. This paper describes the state of H investment company, the problems existing in the management system of risk and risk management of the investment company by.H Changchun SASAC in 2011 approved the establishment of risk management system of.H investment company has just been established, the work belongs to the early construction of the current management system, mainly focus on the development of foreign investment projects, work coordination and communication management of internal lack of coherence, the internal structure of a simple, single risk management system at present. The exploration stage, and points out the existing risk management h investment company, including the company lacks the atmosphere of risk management culture; the lack of talent training; the internal structure of the company is the short board; the board of directors of the company, management, risk control department can not play the corresponding use risk management function; supervision is not in place; the lack of timely and effective communication the lack of comprehensive risk management; culture; risk management mechanism is a mere formality; do not have enough talent to provide security; risk funds. In the fourth chapter, the main To put forward the importance of risk management of H investment company, and gives the optimization suggestions. This chapter mainly introduces the construction of risk management system of H investment company, first of all need to know the development strategy and direction of the development of enterprises and the development of the concept, the construction of risk management system framework is presented on the right target, and the goal of risk management one by one analysis and implementation, with the construction of risk management target expansion risk management mechanism for H investment company to carry on the analysis, the construction of risk management system of the company, the first is to identify and analyze the risk, there is a basis of the probability of each risk occurrence and consequences of such understanding, solutions given the risks the perfect basis for the risk management system. Not only to construct the risk management framework for the future development of the H investment company, and to the H investment company Re planning of cultural environment of internal risk management. To strengthen the construction of relevant system of enterprise risk management culture, the construction of enterprise risk culture is very important, through cultural influence, make internal to the person in charge to the staff, can be aware of the importance of risk management in the thought of risk management personnel; the training of managers, the corresponding risk management system, set up a risk management committee for the reconstruction of internal risk management environment. This chapter introduces the optimization suggestions of H investment company risk management present situation, improve the system of the risk management framework should have a clear goal, according to the enterprise development strategy and put forward some optimization suggestions for the status quo. H investment company, in its subordinate departments to carry out risk management, to deal with information, strengthen the internal risk management and external risk supervision, optimization of wind Risk management organizational structure and responsibilities, strengthen the cultivation of people. There may be a problem in the process of the implementation of the fifth chapter of this paper mainly discusses the H investment company, this chapter on the possible problems put forward corresponding measures and suggestions, mainly for the late staff awareness of risk management is not clear, the misunderstanding of the implementation process. Risk management is a global, systemic process. Good comprehensive mobilization work, strengthen the organization and publicity work, to create a corporate culture of risk management. Build communication links, the main conclusions of the Department of exchange of experience and promotion activities in this paper is given: the arrival of the information revolution, has injected vitality into the development h investment company, gained huge profits in the process of development, but also faces many risks, aiming at the H investment company, the development process and the current development. States are analyzed, elaborated the development status of H investment company, discusses the shortcomings of the domestic h investment company in the development of the existing problems and coping strategies. In the business model, the investment company is single, whether it is to improve the management system and management mechanism, or risk identification and measurement etc. and compared to their counterparts, there is a certain gap. The academic circles in our country the risk management of financial enterprises, and not with the company specific analysis is mainly based on theoretical analysis, this paper, the concrete analysis in view of H investment company, whether it is to solve the theory or practical problems on construction, have far-reaching significance. This paper analyzes the risks encountered during the actual operation of H investment in the company, this is the company's risk management system and perfect suggestions are given, and points out that the construction of risk management system of Science At the same time, the theory and the goal, H investment company's risk management work carried out comprehensive analysis, in the construction of risk management system, elaborated to include part, discusses the level of improvement from the overall perspective on H investment risk management system in the construction of related system and carry out specific work, comprehensive analysis the risk factors of H investment management and project investment process, based on the analysis of risk factors, given the risk monitoring mechanism for the specific work. At the same time, discusses the enterprise risk management process to be done.

【学位授予单位】：吉林大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832.39

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