我国信托公司竞争力评价与比较研究

发布时间：2018-01-16 05:20

本文关键词：我国信托公司竞争力评价与比较研究　出处：《浙江大学》2017年硕士论文　论文类型：学位论文

【摘要】：近年来,随着我国经济的不断发展,国内信托公司管理的信托资产规模的快速增长。据Wind数据库统计,截至2015年末,68家信托公司管理的信托资产规模为16.30万亿元。使得信托行业一跃成为仅次于银行业的第二大金融门类。但是,随着“泛资管”时代的到来,证监会、保监会等监管机构出台的一系列新政放宽了对期货、保险、券商等金融机构投资的范围,其他“泛资产”管理机构的竞争进一步地加剧。与此同时,在信托行业的内部,不同信托公司之间为了抢占客户资源和市场份额也纷纷展开了激烈的竞争。因此,在当前环境下,运用相关的定量方法对信托公司的竞争力进行评价,对于信托公司战略的制定、竞争力的提升以及整个信托行业的健康稳定发展具有重要的意义。本文从信托公司的资产管理能力、赢利能力、风险管理能力及成长能力等因素出发,设计一套四维度的竞争力评价指标体系,对已披露年报信息的全国68家信托公司2015年度的竞争力进行系统性的综合评价。从信托公司竞争力的综合评价结果看,华润信托、交银信托、上海信托、平安信托、兴业信托、华能信托、中海信托、建信信托、中信信托、重庆信托等10家信托公司的竞争力综合得分较高,依次排在全国68家信托公司的前10位。通过信托公司之间综合竞争力和各项要素的横向以及纵向对比分析可得到以下几点结论：(一)在信托公司发展的初期,公司为了实现规模的快速扩张,往往很难兼顾其他方面能力的均衡发展；(二)当信托公司只是片面地追求规模的扩张而没有平衡其他各方面的能力发展时,公司最终将为这种“粗放式的增长”付出一定的代价;(三)信托公司若要获得持续的竞争力优势,就必须在各方面均衡发展。
[Abstract]:In recent years, with the continuous development of China's economy, the rapid growth of the domestic trust companies trust assets management scale. According to Wind database statistics, as of the end of 2015, 68 trust companies trust assets management scale of 16 trillion and 300 billion yuan. The trust industry has become only the second largest banking financial category. However, with the pan "the arrival of the era of information management, Securities Regulatory Commission, China Insurance Regulatory Commission issued a series of new regulatory agencies such as the relaxation of futures, insurance, brokerage and other financial institutions, investment scope, other" Pan asset management institutions competition further intensified. Meanwhile, in the trust industry, trust between different companies in order to seize the customer resources and market share have also launched a fierce competition. Therefore, in the current environment, were evaluated using quantitative methods related to the trust company's competitiveness, for public trust Our development strategy, has important significance to the healthy and stable development and enhance the competitiveness of the whole industry. This article from the trust trust asset management capabilities, profitability of risk management ability and growth ability and other factors, design a set of four dimensions of competitiveness evaluation index system, comprehensive evaluation system of disclosure annual report of the National Trust 68 2015 annual competition. From the comprehensive evaluation of the competitiveness of the trust company, Huarun trust, trust bank, Shanghai trust, Ping An Trust, industrial trust, Huaneng trust, Zhonghai trust, Jianxin trust, CITIC Trust, Chongqing trust 10 trust companies of the comprehensive competitiveness of higher scores in turn, row 68 trust companies in the country before 10. Through horizontal trust between comprehensive competitiveness and the elements and longitudinal comparative analysis can be obtained as follows Conclusion: (a) in the early stage of the development of trust company, in order to achieve rapid expansion of the scale, it is often difficult to balance other ability; (two) when the trust company just one-sided pursuit of scale expansion and not balanced development of other aspects of ability, company will end this "extensive growth of pay; (three) trust companies to obtain sustainable competitive advantage, it must be balanced development in all aspects.

【学位授予单位】：浙江大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832.49

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