互联网背景下我国中小券商发展研究

发布时间：2018-01-27 05:01

本文关键词： 中小券商互联网转型升级　出处：《浙江大学》2017年硕士论文　论文类型：学位论文

【摘要】：在经济新常态下,中央经济工作会议多次提出传统行业要主动适应新常态,企业要努力实现转型升级。创新是发展的动力之源,传统行业转型升级需要企业不断创新。传统的证券公司,特别是中小券商,在新常态下由于内外部因素的变化,面临着生存和发展的危机,迫切需要适应新常态,实现转型升级。中小券商是我国证券行业重要组成部分,中小券商转型升级有利于我国证券业乃至金融市场的健康发展。随着计算机信息技术的迅速发展以及我国互联网普及率的提高,越来越多的传统行业受到了互联网的"洗礼",具备低成本、高效率、交互性和便捷性等特征的互联网有助于传统证券行业的转型升级。相对于大型券商,中小券商主要的服务对象是长尾端的中小投资者,而互联网技术能够解决长尾端中小投资者的投融资问题,中小券商被认为是互联网金融的天然拥抱者。对于传统中小券商来说,与互联网进行融合促进转型升级,是一次实现"弯道超车"的重要机遇。本文主要采用的研究方法是文献研究法、案例分析法和系统分析法。论文通过对美国和日本券商互联网化发展的历程及典型案例分析和研究,来指导我国中小券商在互联网背景下的转型发展。论文首先对中小券商进行界定,并从多个角度分析中小券商的发展状况与困境;其次,对互联网相关背景进行介绍,并分析互联网对我国证券行业发展的影响,通过SWOT分析中小券商互联网化发展的竞争环境得出中小券商应该根据自身优势抓住机遇积极发展互联网证券业务的结论;再次,论文重点研究美国和日本券商互联网化发展的历程及典型案例,得出国外券商互联网化发展的共性及启示;最后,论文基于目前中小券商的发展状况分析以及参考国外券商互联网化发展的经验,提出了我国中小券商互联网化发展路径及风险防范措施,同时对互联网背景下我国中小券商的发展进行总结并提出了政策建议。
[Abstract]:In the new normal economy, the Central Economic work Conference has repeatedly proposed that traditional industries should actively adapt to the new normal, enterprises should strive to achieve transformation and upgrading. Innovation is the source of development. Traditional securities companies, especially small and medium-sized securities firms, are facing the crisis of survival and development due to the changes of internal and external factors in the new normal. There is an urgent need to adapt to the new normal and realize the transformation and upgrading. Small and medium-sized securities firms are an important part of the securities industry in China. The transformation and upgrading of small and medium-sized securities firms is conducive to the healthy development of China's securities industry and even the financial market. With the rapid development of computer information technology and the increase of China's Internet penetration rate. More and more traditional industries have been "baptized" by the Internet. The Internet, which has the characteristics of low cost, high efficiency, interactivity and convenience, is helpful to the transformation and upgrading of the traditional securities industry. The main service object of the small and medium securities firms is the small and medium investors at the end of the long end, while the Internet technology can solve the problem of investment and financing of the small and medium-sized investors at the end of the long end. Small and medium-sized securities companies are considered to be the natural hugs of Internet finance. For traditional small and medium-sized securities firms, integration with the Internet to promote the transformation and upgrading. It is an important opportunity to realize "bend overtaking". The main research method used in this paper is the literature research method. Case analysis and system analysis. The thesis analyzes and studies the typical cases of the development of American and Japanese securities firms through the development of Internet. To guide the transformation and development of the small and medium-sized securities companies in China under the background of the Internet. Firstly, the paper defines the small and medium-sized securities firms, and analyzes the development situation and difficulties of the small and medium-sized securities companies from many angles. Secondly, the related background of the Internet is introduced, and the impact of the Internet on the development of China's securities industry is analyzed. Through the SWOT analysis of the competitive environment of the development of small and medium-sized securities firms on the Internet, it is concluded that small and medium-sized securities companies should seize the opportunity to actively develop the Internet securities business according to their own advantages. Thirdly, the thesis focuses on the process and typical cases of the development of the securities firms in the United States and Japan, and draws the generality and enlightenment of the development of the securities firms in foreign countries. Finally, based on the analysis of the current development situation of small and medium-sized securities firms and reference to the experience of the development of foreign securities firms, the paper puts forward the development path and risk prevention measures of the small and medium-sized securities firms in China. At the same time, the development of small and medium-sized securities firms in China under the background of the Internet is summarized and policy recommendations are put forward.
【学位授予单位】：浙江大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832.39

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