基于经济增长的融资租赁问题研究

发布时间：2018-01-28 00:34

本文关键词： 融资租赁经济增长对策建议　出处：《吉林财经大学》2017年硕士论文　论文类型：学位论文

【摘要】：自融资租赁产生以来,便在资本市场中扮演着重要的作用,它的发展为很多国家增加了固定资产投资的新渠道。融资租赁其实是一项创新的金融服务,将融物形式达成融资目的即它最突出的一个特点。我国发展融资租赁的时间相对于国外迟了几十年,自改革开放后,融资租赁才渐渐进入了我们的视野,我国对于融资租赁的相关研究也十分贫乏。近年来,中央屡次强调发展融资租赁,这正为融资租赁业的发展提供了契机。那么研究融资租赁是否能够促进经济的增长,以及如何在我国发展融资租赁有着十分重要的意义。本文首先从融资租赁的概念、特征、优势及特有风险进行了系统性的梳理,并对我国融资租赁的制约因素以及融资租赁发展滞后的负面影响进行了分析。其次,本文对融资租赁与经济增长的关系进行了理论研究,在融资租赁与经济增长的实证研究部分,根据多国数据来证明融资租赁是否对经济增长存在促进作用,这一部分的模型在其他学者的模型上进行了创新。最后,通过对国外融资租赁的经验借鉴,将如何发展融资租赁的问题落实到我国的实际问题上,在结合我国国情基础上,提出发展我国融资租赁业的建议。本文集文字与图表,理论与实证为一体,基于经济增长对融资租赁进行分析,得出融资租赁确实对经济增长存在促进的作用,因此要大力发展融资租赁来促进经济增长。由于我国的融资租赁发展还不成熟,所以本文将发展我国融资租赁的对策建议落实到实际问题上。本文对我国发展融资租赁提的对策建议有:优化融资租赁业发展环境,鼓励融资租赁业与其他行业共同发展,提高融资租赁业自身实力以及提升公众对融资租赁的认识。
[Abstract]:Since the emergence of financial leasing, it has played an important role in the capital market. Its development has increased the fixed asset investment channels for many countries. In fact, financial leasing is an innovative financial service. It is the most prominent characteristic of financial leasing to achieve the purpose of financing. The time of developing finance lease in our country is several decades late than that in foreign countries. Since the reform and opening up, financial lease has gradually entered our field of vision. In recent years, the central government has repeatedly emphasized the development of financial leasing. This is providing an opportunity for the development of financial leasing industry. And how to develop financial leasing in China has a very important significance. Firstly, this paper systematically combs the concept, characteristics, advantages and unique risks of financial leasing. And the constraints of financial leasing in China and the negative impact of the lagging development of financial leasing are analyzed. Secondly, the relationship between financial leasing and economic growth is theoretically studied in this paper. In the empirical research part of financial leasing and economic growth, according to the multi-country data to prove whether the financial lease has the role of promoting economic growth, this part of the model has been innovated on the model of other scholars. Finally. Based on the experience of foreign countries, how to develop financial leasing is put into practice in our country, on the basis of our national conditions. This paper combines text and chart, theory and practice as a whole, based on the analysis of economic growth to finance lease, and concludes that financial lease does promote the economic growth. Therefore, we should vigorously develop financial leasing to promote economic growth, because the development of financial leasing in China is not mature. Therefore, this paper puts forward the countermeasures and suggestions on the development of financial leasing in China. The countermeasures and suggestions of this paper are: optimizing the development environment of financial leasing industry. To encourage the financing leasing industry to develop together with other industries, to enhance the financial leasing industry's own strength and enhance the public's understanding of the financing lease.
【学位授予单位】：吉林财经大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832.49

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