消费金融应正本清源

发布时间：2018-01-31 00:25

本文关键词： 金融公司创新业务模式金融市场发展从业机构机构数量风险管理财务手段服务实体金融机构合规管理 　出处：《中国金融》2017年10期 　论文类型：期刊论文

【摘要】：正近年来,我国消费金融市场发展迅速,机构数量和资产规模增长较快。资料显示,截至2016年末,监管部门共批准设立消费金融公司21家,已开业18家。截至2016年9月末,消费金融公司行业总资产1077.2亿元,同比增长68.85%;贷款余额970.29亿元,同比增长110.93%。在大数据、云计算、移动互联等新技术的驱动下,从业机构纷纷转变发展方式,创新业务模式,一批
[Abstract]:In recent years, China's consumer financial market has developed rapidly, and the number of institutions and assets have increased rapidly. Data show that as of end of 2016, the regulatory authorities approved the establishment of a total of 21 consumer finance companies. As of the end of 2016, the total assets of consumer finance companies in the industry were 107.72 billion yuan, up 68.85% from the same period last year. The loan balance was ninety-seven billion twenty-nine million yuan, an increase of 110.93 yuan from a year earlier. Driven by new technologies such as big data, cloud computing, mobile interconnection, and other new technologies, the enterprises have transformed their development methods, innovated their business models, and created a number of new business models.
【作者单位】：苏宁消费金融公司;
【分类号】：F832.4
【正文快照】： 近年来,我国消费金融市场发展迅示:“2017年将遵照中央经济工作会议速,机构数量和资产规模增长关于要把防控金融风险放到更加重要的较快。资料显示,截至2016年末,监管位置,金融业要回归本源、专注主业的部门共批准设立消费金融公司21家,已政策精神,坚持稳中求进工作总基调,开

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