村镇银行主发起行控股:模式选择与发展比较——基于中国899家村镇银行的经验证据

发布时间：2018-02-04 02:29

  本文关键词： 村镇银行 主发起行 控股模式 发展速度　出处：《农业经济问题》2017年03期 　论文类型：期刊论文

【摘要】：股权结构作为治理机制的核心要素,对村镇银行的运行效率与发展水平具有重要影响。本文以中国899家村镇银行为研究样本,利用统计分析的方法分析了村镇银行主发起行控股模式选择及其对村镇银行发展速度的影响。研究发现,在总体上,采用绝对控股模式的村镇银行数量较多;从主发起行性质来看,大型商业银行与农村商业银行更倾向于采用绝对控股模式;从村镇银行规模来看,村镇银行采用绝对控股模式的比例与其规模呈倒U型关系;当跨区域设立村镇银行时,主发起行更多地选择绝对控股村镇银行。在此基础上,通过进一步分析发现,虽然大部分主发起行选择绝对控股村镇银行,但其发展速度要低于选择相对控股模式的村镇银行。
[Abstract]:As the core element of governance mechanism, ownership structure has an important impact on the operational efficiency and development level of village banks. This paper takes 899 village banks as the research sample. Using the method of statistical analysis, this paper analyzes the choice of the holding mode of the main initiating bank of the village bank and its influence on the speed of the development of the village bank. It is found that, on the whole, the number of the village bank adopting the absolute holding mode is more than that of the other. Judging from the nature of the main initiating bank, the large commercial banks and the rural commercial banks tend to adopt the absolute holding mode; From the perspective of the scale of the village bank, the proportion of the village bank adopting the absolute holding mode is inversely U-shaped with its scale. When establishing village banks across regions, the main sponsor banks choose absolute holding village banks more. On this basis, through further analysis, it is found that most of the main sponsoring banks choose absolute holding village banks. But its development speed is lower than the relative holding mode of the village banks.
【作者单位】： 宁波大学商学院;云南财经大学金融学院;
【基金】：国家社会科学基金项目(编号:16CJY073)资助
【分类号】：F832.35
【正文快照】： 一、引言村镇银行作为我国新型农村金融机构的重要组成部分,自2007年开始设立以来,受到了理论界与实务界的高度关注。赵志刚等(2011)指出,村镇银行的建立对于激活农村金融市场、完善农村金融组织体系、搭建农村金融供给新渠道和改进农村金融服务产生了积极影响。进一步地,王曙，

本文编号：1489058