健康经济学需求理论述评

发布时间：2018-04-16 02:02

本文选题：健康需求 + 医疗需求　；参考：《浙江大学》2004年硕士论文

【摘要】：本文详细介绍了1972年以来产生的健康需求的人力资本模型,并讨论了模型的理论假设、回顾了模型的理论扩展。作者在此基础上研究制度既定时影响医疗需求的内外生变量。外生变量包括年龄、收入、教育;内生变量包括医生引致需求,消费者激励产生的保险中的道德风险和需求价格。医生对患者需求影响的最重要的机制之一是引致需求,即在信息不对称条件下,采取影响患者的行动,作者回顾了相关实证文献和理论演进。健康保险和病假工资产生消费者激励,引发了三种类型的道德风险:理论上看事先道德风险不易预测,关于动态道德风险的实证文献也很有限。静态事后道德风险效果较为明显。医疗需求的价格弹性的经验分析有三种数据来源:自然法、观察法和试验法。HIE试验估计医疗需求的价格弹性为-0.2。最后,作者结合转轨时期中国医疗需求状况,对医疗需求的研究进行总结和展望。
[Abstract]:This paper introduces in detail the human capital model of health demand since 1972, discusses the theoretical assumptions of the model, and reviews the theoretical expansion of the model.On this basis, the author studies the internal and external variables that affect medical demand when the system is established.Exogenous variables include age, income, and education; endogenous variables include moral hazard and demand price in insurance caused by doctor-induced demand, consumer-motivated insurance.One of the most important mechanisms of doctors' influence on patients' needs is to cause demand, that is, to take actions that affect patients under the condition of asymmetric information. The author reviews the relevant empirical literature and theoretical evolution.Health insurance and sick pay generate consumer incentives, which lead to three types of moral hazard: in theory, moral hazard in advance is difficult to predict, and the empirical literature on dynamic moral hazard is very limited.The effect of static post-moral-hazard is obvious.Empirical analysis of price elasticity of medical demand there are three data sources: natural method, observation method and experimental method. HIE test estimates that the price elasticity of medical demand is -0.2.Finally, the author summarizes and looks forward to the research of medical demand according to the situation of China's medical demand during the transition period.
【学位授予单位】：浙江大学
【学位级别】：硕士
【学位授予年份】：2004
【分类号】：F063.1

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