经济契约中的信用问题研究

发布时间：2018-04-20 11:01

本文选题：经济契约 + 信用　；参考：《东北师范大学》2004年硕士论文

【摘要】：在当前的经济发展中，市场秩序处于规范与不规范的二重结构状态中，必然而又困惑。这其中，信用问题显得尤为突出。信用问题是一个复杂体，，既从属于市场秩序又超越它；既有其时代性又有传统的一面；既独立而又有依附性。所以对信用问题的研究角度众多。本文选择经济契约中的信用作为研究角度，旨在通过经济交易中的契约关系，对其中的信用行为及信用关系做出全新理解，将契约与信用的关系与作用给予进一步的发展。经济契约理论是近20年来现代经济学最前沿的研究方向之一，也是主流经济学最有前途的研究突破方向之一。新古典经济学中无法解释的许多实际难题，运用契约理论的方法，都可以得到比较好的理解。本文的信用问题就是基于此，寻求契约理论的解决和理解的路径，做一尝试。本文共分为四个部分。第一部分是对契约理论的一般理论的概述。从契约的广义解释及起源入手，回顾了契约理论的发展历程，同时也是对经济学理论发展的回顾。在此基础上，指明了本文所要探讨的经济契约的范畴。第二部分是提出信用在经济契约中的必要性问题。首先提出了一个前提：非正式制度的信用，又从广义的制度体系出发，分析了正式与非正式制度的关系与兼容，给出了信用全新的理解。同时又说明了信用在经济契约中的必要性问题，提出了信用默认契约的性质问题。第三部分对信用默认契约的缺陷做出原因分析。从交易人的本性、社会影响及现实措施三个方面给予说明。第四部分是对问题的三重建议分析。分别是信用默认契约的自动实施模型、信用道德博弈论浅析和信用的现实建议。
[Abstract]:In the current economic development, the market order is in the dual structure state of norm and nonstandard, which is inevitable and confused. Among them, credit problem appears particularly outstanding. Credit problem is a complex body, which is not only subordinate to the market order but also transcended it; it has its epochal character and traditional side; it is independent and dependent. So the research angle of credit problem is numerous. This article chooses the credit in the economic contract as the research angle, through the contract relation in the economic transaction, makes the brand-new understanding to the credit behavior and the credit relation among them, and further develops the relation and function of the contract and the credit. Economic contract theory is one of the most advanced research directions in modern economics in recent 20 years, and also one of the most promising breakthrough directions in mainstream economics. Many practical problems which can not be explained in neoclassical economics can be well understood by the method of contract theory. The credit problem of this paper is based on this, seek the solution and understanding path of contract theory, make an attempt. This paper is divided into four parts. The first part is an overview of the general theory of contract theory. Starting from the broad interpretation and origin of contract, this paper reviews the development of contract theory, and also reviews the development of economic theory. On this basis, this paper points out the scope of economic contract. The second part is about the necessity of credit in economic contract. First of all, it puts forward a premise: the credit of informal institution, and then from the broad institutional system, analyzes the relationship and compatibility between formal and informal institutions, and gives a new understanding of credit. At the same time, it explains the necessity of credit in economic contract, and puts forward the nature of credit default contract. The third part makes the reason analysis to the credit default contract flaw. From the transaction of human nature, social impact and practical measures to explain three aspects. The fourth part is the triple analysis of the problem. It is the automatic implementation model of default contract of credit, the analysis of credit moral game theory and the practical suggestion of credit.
【学位授予单位】：东北师范大学
【学位级别】：硕士
【学位授予年份】：2004
【分类号】：F091.3

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