依托农业价值链破解农民专业合作社融资难:机制、问题及对策

发布时间：2018-01-17 03:13

本文关键词：依托农业价值链破解农民专业合作社融资难:机制、问题及对策　出处：《南方金融》2017年03期 　论文类型：期刊论文

【摘要】：农业价值链融资是破解"三农"领域融资难的新型融资模式,而农民专业合作社作为新型农业经营主体,是开展农业价值链融资的主要平台。本文以秘鲁咖啡生产合作社和我国黑龙江玉米种植合作社为研究案例,论述农业价值链融资的运行机制、特点及成效,分析目前国内农民专业合作社开展价值链融资面临的问题和障碍,主要包括:农民专业合作社与价值链其他主体的关系比较松散、农业价值链融资产品供给不足和配套机制不健全、农民专业合作社在农业价值链中处于弱势地位等。依托农业价值链进一步破解农民专业合作社融资难,以此促进农业供给侧结构性改革、培育农业农村发展新动能,需要一方面建立市场主体之间的利益联结机制、实现信贷资金的封闭运行、为农业价值链融资提供有力的外部支持,另一方面增强农民专业合作社的自身实力和可持续发展能力,提升其在农业价值链中的地位。
[Abstract]:Agricultural value chain financing is a new financing mode to solve the financing difficulties in the field of agriculture, rural areas and farmers, and farmers' specialized cooperatives are the main body of new agricultural management. This paper takes the coffee production cooperative in Peru and the corn planting cooperative in Heilongjiang Province as the research case to discuss the operating mechanism, characteristics and effectiveness of the agricultural value chain financing. This paper analyzes the problems and obstacles faced by domestic farmers' specialized cooperatives in carrying out value chain financing, mainly including: the relationship between farmers' professional cooperatives and other subjects in the value chain is relatively loose. Agricultural value chain financing products supply and supporting mechanism is not perfect, farmers' specialized cooperatives in the agricultural value chain is in a weak position. Relying on the agricultural value chain to further solve the financing difficulties of farmers' professional cooperatives. In order to promote the agricultural supply-side structural reform and cultivate the new momentum of agricultural rural development, it is necessary to establish a mechanism of interest linking among the market subjects on the one hand, and to realize the closed operation of credit funds. On the other hand, it strengthens the farmers' professional cooperative's own strength and sustainable development ability, and promotes its position in the agricultural value chain.
【作者单位】：河北金融学院;河北经贸大学;
【基金】：2015年国家社科基金一般项目《农业现代化目标下新型农业经营主体金融服务创新研究》(项目编号:15BJY168)的资助
【分类号】：F321.42;F832.43
【正文快照】： 一、引言目前,我国正处在由传统农业向现代农业转变的关键时期,农业规模化、集约化发展趋势日益明显,农民专业合作社得到了快速发展。农民专业合作社在购买农机设备、扩大经营规模等方面对资金的需求逐渐加大,融资难问题日益突出。究其原因:第一,农民专业合作社处于发展的初级

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