张家界农村信用社支持新型农业经营主体发展的研究

发布时间：2018-02-13 10:49

本文关键词： 新型农业经营主体金融支持农村信用社　出处：《湖南农业大学》2015年硕士论文　论文类型：学位论文

【摘要】：随着我国农村经济的发展,传统的单一化的农村经营主体模式已经远远不能适应现代农村经济发展需求。在这种背景下,新兴的集合了专业合作社、家庭农场、农业产业化龙头企业以及公司加农户等主体的多样化新型农村经营主体迎来了发展,并逐渐成为现代农业标志性发展模式。金融力量的支持是推动新型农村经营主体发展的一大动力,农村信用社是农村金融力量的主力军,对新型农业经营主体的发展发挥着举足轻重的作用。所以,目前发展农村经济的关键就是分析农村信用社对于支持新型农业经营主体发展的模式和作用。本文通过文献查阅、资料整理等方式对农村金融相关理论进行了深入的分析和研究,回顾性分析了新型农业经营主体的发展过程中的金融支持,为后文的研究奠定了基础；其次选择湖南省张家界农村信用社支持新型农业经营主体发展的情况作为调研主体,进行了深入的实地调研。研究发现,湖南地区新型农业经营主体发展有很大的资金需求,高级阶段的经营阶段更是表现出了对资金较大的依赖性,但是其根本问题是经营主体的发展所需资金难以满足,所以目前农村信用社对于新型农业经营主体发展的支持力度不足；通过分析造成上述问题的原因,得出农村信用社信贷体系不完善、经营主体本身具有弱质性和发展滞后等问题、农村信用社支持力度不足等原因都是造成农村信用社对农村经营主体发展支持力度不足的原因；最后以问题及造成问题的原因为基础,有针对性的从农村信用社、发展资金需求以及新型农业经营主体三个层面提出了行之有效的改进对策。希望通过对张家界农村信用社支持新型农业经营主体发展中存在的问题的研究,可以很好的解决当地新型农业经营主体发展的阻碍问题,为解决其他类似问题提供经验借鉴,更好的推动农村整体经济发展。
[Abstract]:With the development of rural economy in our country, the traditional single rural management main body mode has been unable to adapt to the needs of modern rural economic development. The diversified new type of rural management subjects, such as leading enterprises in agricultural industrialization, companies and farmers, have ushered in the development. The support of financial forces is a major driving force to promote the development of the new type of rural management, and the rural credit cooperatives are the main force of the rural financial power. Therefore, the key to the development of rural economy is to analyze the mode and role of rural credit cooperatives in supporting the development of new agricultural management subjects. This paper makes a deep analysis and research on the rural finance related theories by means of data collation, and analyzes the financial support in the development process of the new agricultural management subject, which lays a foundation for the later research. Secondly, we select Zhangjiajie Rural Credit Cooperatives in Hunan Province as the research body to support the development of new agricultural management subjects, and carry out in-depth field investigation. The research finds that there is a great demand for funds for the development of new types of agricultural management subjects in Hunan Province. The management stage of the advanced stage is more dependent on the capital, but its fundamental problem is that the capital needed for the development of the main business body is difficult to meet. So at present, the support of rural credit cooperatives for the development of the new agricultural management main body is insufficient; through the analysis of the causes of the above problems, it is concluded that the credit system of rural credit cooperatives is not perfect. The problems such as weak quality and lagging development of the main body of management, insufficient support of rural credit cooperatives and other reasons are the reasons for the insufficient support of rural credit cooperatives to the development of rural management subjects; Finally, based on the problems and the causes of the problems, the rural credit cooperatives, The paper puts forward some effective measures to improve the development of the new agricultural management subject from the three aspects of developing the capital demand and the new agricultural management subject. It is hoped that through the study of the problems existing in the support of the development of the new agricultural management subject by the Zhangjiajie Rural Credit Cooperative, It can solve the problem of hindrance to the development of the new agricultural management main body, provide experience and reference for solving other similar problems, and promote the overall economic development of the countryside better.
【学位授予单位】：湖南农业大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F832.35;F324

【参考文献】