恩施州金融精准扶贫实践与创新研究

发布时间：2018-06-23 01:04

本文选题：精准扶贫 + 金融扶贫　；参考：《湖北民族学院》2017年硕士论文

【摘要】：少数民族地区的扶贫工作是我们国家“精准扶贫”工作的重点区域,少数民族地区的攻坚脱贫工作关乎着全面建成小康社会这个百年梦想的实现。而金融精准扶贫是精准扶贫的重要手段,加强金融精准扶贫工作的研究是为了更好的适应现阶段我国“精准扶贫”工作的新要求。恩施州是湖北省唯一的少数民族自治州,也是我们国家进行扶贫开发的重点区域。本地区贫困人口多,贫困程度深,致贫因素多而且脱贫难度大。因此,恩施州要在2020年完成精准脱贫攻坚任务,离不开本地金融机构的积极参与,切实做好该地区金融支持精准扶贫模式的创新与改革,对于湖北少数民族地区加快脱贫致富步伐,努力同全国一道进入全面小康社会至关重要。本文以立足于恩施土家族苗族自治州的实际情况,以金融精准扶贫为切入点,深入探讨恩施州金融精准扶贫的实践及问题,并对该地区金融精准扶贫的创新提出一些建议和对策。本文一共分为以下几个部分:首先是本文的导论部分。本部分简要介绍了本文的选题背景、研究目的、研究意义及研究的主要内容和方法,而且对国内外文献进行了简要的综述及评述。从文章的第一章开始,首先介绍了金融扶贫的相关理论。这一部分对金融精准扶贫的相关概念及理论进行了阐述。第二章主要介绍恩施州金融精准扶贫概况。第一节介绍了恩施州贫困及经济发展现状;第二节阐述了恩施州金融精准扶贫的具体实践,从恩施州金融精准扶贫的背景入手,介绍了金融精准扶贫的运作流程,并重点阐述了恩施州金融精准扶贫工作中的创新经验及成效;本文的第三章主要阐述了恩施州金融精准扶贫过程中所面临的问题及形成这些问题的成因。首先第一节讲述了恩施州金融精准扶贫实践中所面临的一系列问题,第二节对恩施州金融精准扶贫问题的成因进行了分析。第四章对恩施州金融精准扶贫模式创新案例进行了分析。本章第一节介绍了恩施龙凤镇的“两社两司一卡一库一平台”金融扶贫机制的创新背景,创新方式及创新成效;第二节对本案例中的一些创新启示进行了总结。第五章阐述了恩施州金融精准扶贫模式创新的原则及对策建议,第一节介绍了金融精准扶贫创新的原则,主要介绍了提升金融精准扶贫精准度,提升资金供给与需求间的匹配度以及提升政府与市场之间的配合度三方面的要求;本章第二节对恩施金融精准扶贫模式的创新提供了一些建议,主要包括创新金融合作,建立多层次农村金融市场;创新完善金融精准扶贫贷款政策体系;创新农户信用评级和惠农金融产品;创新政府和市场之间的有利配合,创新绿色生态金融精准扶贫以及建立和完善金融精准扶贫制度保障体系等六方面的内容;第六章则是文章的总结及结束部分。
[Abstract]:The work of poverty alleviation in minority areas is the key area of our country's "precision poverty alleviation", and the work of overcoming poverty in minority areas is related to the realization of the century-old dream of building a well-off society in an all-round way. Financial precision poverty alleviation is an important means of precision poverty alleviation, and strengthening the research of financial precision poverty alleviation work is to better meet the new requirements of China's "precision poverty alleviation" work at the present stage. Enshi prefecture is the only minority autonomous prefecture in Hubei province, and is also the key area of poverty alleviation and development in our country. There are many poor people in this area, the degree of poverty is deep, the causes of poverty are many and it is difficult to get rid of poverty. Therefore, in order to complete the task of overcoming poverty precisely by 2020, Enshi prefecture cannot do without the active participation of local financial institutions, and effectively do a good job in innovating and reforming the model of precision poverty alleviation in the region's financial support. It is of great importance for Hubei minority areas to speed up the pace of getting rid of poverty and becoming rich, and to work hard with the whole country to enter an all-round well-off society. Based on the actual situation of Enshi Tujia and Miao Autonomous Prefecture and taking financial precision poverty alleviation as the starting point, this paper probes into the practice and problems of financial precision poverty alleviation in Enshi Prefecture. And put forward some suggestions and countermeasures to the innovation of financial precision poverty alleviation in this area. This paper is divided into the following parts: the first part is the introduction of this paper. This part briefly introduces the background, purpose, significance, main contents and methods of the research, and makes a brief summary and comment on the literature at home and abroad. From the first chapter of the article, first introduced the related theory of financial poverty alleviation. This part of the financial precision poverty alleviation related concepts and theories are expounded. The second chapter mainly introduces Enshi Prefecture financial precision poverty relief survey. The first section introduces the current situation of Enshi state's poverty and economic development, the second section expounds the specific practice of Enshi Prefecture's financial precision poverty alleviation, starting with the background of Enshi Prefecture's financial precision poverty alleviation, introduces the operational process of financial precision poverty alleviation. The third chapter mainly expounds the problems in the process of financial precision poverty alleviation in Enshi Prefecture and the causes of these problems. The first section describes a series of problems in the practice of financial precision poverty alleviation in Enshi Prefecture. The second section analyzes the causes of financial precision poverty alleviation in Enshi Prefecture. The fourth chapter analyzes the innovative case of Enshi state financial precision poverty alleviation model. The first section of this chapter introduces the innovation background, innovation method and innovation effect of the financial poverty alleviation mechanism of "two societies, two departments, one card, one library and one platform" in Enshi Longfeng Town; the second section summarizes some innovative enlightenment in this case. The fifth chapter expounds the principles and suggestions of the innovation of financial precision poverty alleviation model in Enshi Prefecture. The first section introduces the principles of financial precision poverty alleviation innovation, mainly introduces how to improve the precision of financial precision poverty alleviation. The second section of this chapter provides some suggestions for the innovation of Enshi Financial Precision Poverty Alleviation Model, which mainly includes innovative financial cooperation. Establishing a multi-level rural financial market; innovating and perfecting the financial policy system for poverty alleviation; innovating the credit rating of farmers and financial products benefiting farmers; and innovating the favorable cooperation between the government and the market. The sixth chapter is the summary and the conclusion of the article, which includes six aspects: innovating the green ecological finance precision poverty alleviation and establishing and perfecting the financial precision poverty alleviation system guarantee system and so on.
【学位授予单位】：湖北民族学院
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F323.8;F832.4

【参考文献】