基于无线通信技术的移动支付业务的研究

发布时间：2018-03-07 10:13

本文选题：移动电子商务　切入点：小额支付　出处：《西安电子科技大学》2014年硕士论文　论文类型：学位论文

【摘要】：互联网技术和无线通信技术的飞速发展的同时，带动了移动通信业务从早期的简单的语音业务向数据业务的过渡。尽管早期的电子商务已经能够给人们带来很大的便利和乐趣，大大提高了网络在人们生活中的普及程度，不过因其无法满足人们的移动性需求，并不能给人们带来方便的用户体验。为了弥补这种缺憾，移动电子商务强势诞生，以其显著地无所不在、快捷方便的特点，发展成为一种新型的商务趋势。作为电子商务的关键流程的支付，其无线技术的突破与移动支付的广泛应用都得益于移动电子商务的发展。本论文根据国内移动支付发展现状和存在的问题，研究并实现了一个移动小额支付平台。该平台以运营商的移动网络为依托，以客户为中心，以银行卡为支付载体，使用WAP技术作为无线通信接入手段，通过Web Service完成支付过程。通过对现有的各种移动支付比较分析，主要从易用性和安全性角度考虑，提出近距离小额离线支付的模型，使用该模型还可以有效地降低用户进行近距离支付时的额外通信花费。
[Abstract]:With the rapid development of Internet technology and wireless communication technology, mobile communication services have been transformed from simple voice services to data services. It greatly improves the popularity of the network in people's life, but because it can not meet the mobility needs of people, it can not bring people a convenient user experience. With its remarkable omnipresence and convenience, it has developed into a new business trend. The breakthrough of wireless technology and the wide application of mobile payment all benefit from the development of mobile e-commerce. According to the current situation and existing problems of mobile payment in China, this paper studies and implements a mobile micro-payment platform, which is based on the mobile network of the operator, customer-centered, and bank card as the payment carrier. This paper uses WAP technology as the wireless communication access means, completes the payment process through Web Service. Through the comparative analysis of various kinds of mobile payment, considering mainly from the point of view of ease of use and security, the model of short distance small off-line payment is put forward. The model can also effectively reduce the additional communication cost of the user for close-distance payment.
【学位授予单位】：西安电子科技大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：TN92

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