基于NFC的电子钱包的设计与实现

发布时间：2018-08-24 17:41

【摘要】：随着最近几年移动互联网和物联网的高速发展,移动互联网和物联网的用户数量不断增长,伴随着它们的发展出现了各种应用,同时Android和iphone等移动智能设备为移动互联网和物联网的发展提供了基础条件。以移动支付为代表的移动互联网技术显现出了其在移动智能时代的强大优势。移动支付是结合移动终端的新型支付技术,它可以不受地理位置和时间的影响,同时结合了移动互联网和物联网的特点,具有移动与智能的属性。NFC技术作为移动支付技术的一种解决方案,其在物联网应用和金融领域中快速发展。Java智能卡与NFC技术的结合并且在移动互联网技术和移动智能设备的支撑下,将为用户带来更多的便捷支付体验。本文首先介绍了移动支付的定义与分类,重点介绍了NFC移动支付所涉及到的NFC技术,Java智能卡技术以及Android手机系统平台。通过分析以上技术的自身的特点和安全性,设计出符合PBOC规范标准的NFC电子钱包系统。系统选用NFC-SWP方案,将安全单元放在手机SIM卡上。安全单元上的电子钱包应用基于Java智能卡技术开发,手机客户端基于Android操作系统,使用OpenMobileAPI实现客户端与安全单元的通信。在安全单元上电子钱包应用的设计中,对PBOC规范和智能卡通信协议进行分析研究,实现了安全性很高的电子钱包应用程序。同时实现了Android手机客户端对安全单元进行控制访问的方法,将智能卡与智能手机相结合提升了用户体验效果。最后对电子钱包系统进行了测试,达到了预期的效果。
[Abstract]:With the rapid development of mobile Internet and Internet of things in recent years, the number of users of mobile Internet and Internet of things has been increasing. At the same time, mobile intelligent devices such as Android and iphone provide basic conditions for the development of mobile Internet and Internet of things. Mobile Internet technology, represented by mobile payment, shows its strong advantage in mobile intelligent age. Mobile payment is a new payment technology combined with mobile terminal. It can not be affected by geographical location and time, and it combines the characteristics of mobile Internet and Internet of things. With mobile and intelligent properties. NFC technology as a mobile payment technology solution, With the rapid development of. Java smart card and NFC technology in the field of Internet of things application and finance, and supported by mobile Internet technology and mobile smart device, it will bring users more convenient payment experience. This paper first introduces the definition and classification of mobile payment, especially the NFC technology involved in NFC mobile payment and the Android mobile phone system platform. By analyzing the characteristics and security of the above technology, a NFC electronic wallet system which accords with PBOC standard is designed. The system selects NFC-SWP scheme, puts the security unit on the mobile phone SIM card. The application of electronic wallet in the security unit is based on Java smart card technology. The mobile phone client is based on the Android operating system. OpenMobileAPI is used to realize the communication between the client and the security unit. In the design of electronic wallet application in security unit, the PBOC specification and smart card communication protocol are analyzed and studied, and a high security electronic wallet application program is realized. At the same time, the Android mobile phone client control access to the security unit method, the combination of smart cards and smart phones to improve the user experience effect. Finally, the electronic wallet system is tested and the expected effect is achieved.
【学位授予单位】：北京邮电大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：TN929.5

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