人口学视角下的北京市银行网点选址、布局分析

发布时间：2018-04-25 05:25

本文选题：人口分布 + 人口变动　；参考：《首都经济贸易大学》2011年硕士论文

【摘要】：北京市2009年底常住人口规模已经接近1800万,各种人口特征都是影响未来经济格局的主要因素。银行业是金融业的最主要形式,商业银行网点已近深入北京市民的生活,遍布的银行网点成为北京市金融业繁荣的象征。研究人口与金融网点选址、布局有助于理清人口发展对金融业发展的影响,金融业作为经济发展的高端产业同样离不开人的支持。文章从概念的界定开始对金融业与银行业做出辨析。通过文献综述探究人口发展对银行业选址、布局的影响的理论基础。正文部分,首先阐述北京市历年的人口状况。然后结合北京市的人口分布研究银行网点的分布状况,利用人口分布的指标分析银行网点的分布,寻找人口分布与银行网点分布的共性。下一部分是提取影响银行网点的主要人口学因素与非人口学因素,为银行网点选址提供依据。下面利用历年的北京市统计数据对这些因素对银行网点分布的影响做出定量分析,寻找影响银行网点分布的最主要因素,结合这些因素对北京市典型区域的银行网点分布做出具体分析。最后,利用已知的人口学因素未来的变化,展望未来人口变动对银行网点分布的影响,为今后的银行网点新址的设置提供参考。
[Abstract]:At the end of 2009, the resident population of Beijing has reached 18 million, and all kinds of population characteristics are the main factors influencing the future economic pattern. The banking industry is the most important form of the financial industry. The commercial bank network has nearly penetrated into the life of the people in Beijing, and the banking network has become the symbol of the prosperity of the financial industry in Beijing. The study of population and financial network location is helpful to clarify the impact of population development on the development of the financial industry, which, as a high-end industry of economic development, can not be separated from the support of human beings. This article begins with the definition of the concept of finance and banking. This paper explores the theoretical basis of the impact of population development on the location and layout of banking industry through literature review. The main body part, first elaborates the population situation of Beijing in the past years. Then combining with the population distribution of Beijing, the distribution of bank network is studied, and the distribution of bank network is analyzed by the index of population distribution, and the commonness between population distribution and bank network distribution is found. The next part is to extract the main demographic factors and non-demographic factors that affect the bank network, and provide the basis for the location of the bank network. The following is a quantitative analysis of the impact of these factors on the distribution of bank outlets by using the statistics of Beijing over the years, in order to find the most important factors affecting the distribution of bank outlets. Combined with these factors to make a specific analysis of the distribution of bank outlets in typical areas of Beijing. Finally, using the known demographic factors in the future, the paper looks forward to the impact of the future population changes on the distribution of bank outlets, and provides a reference for the establishment of new sites of bank outlets in the future.
【学位授予单位】：首都经济贸易大学
【学位级别】：硕士
【学位授予年份】：2011
【分类号】：C92-05;F832.2

【参考文献】