文化企业的银行信贷融资模式研究

发布时间：2018-04-22 06:01

本文选题：文化企业 + 银行　；参考：《湖南工业大学》2014年硕士论文

【摘要】：伴随着文化产业在我国如火如荼的发展，文化企业的融资问题越来越受到广泛的关注。文化企业由于其自身的特性，以及我国金融业的发展尚且不健全等等问题，造成其在我国目前难以获得发展所需的资金。一方面，文化产业在我国迅速壮大，国家在政策上当前给予了巨大的支持；另一方面，，文化企业作为文化产业中的主体力量，其融资问题亟待解决。基于此，对于作为目前文化企业融资最常用的方式——银行信贷模式的研究是及其有必要的。本文的重点内容分为四个部分，第一部分介绍了文化企业和文化企业融资的相关概念和特点。第二部分分析了当前我国文化企业通过银行信贷融资的现状并且对当前我国文化企业信贷融资困难的原因做了一个详细的分析。从文化企业自身、资本市场以及投融资体制三个方面解释了造成文化企业信贷融资困难的原因。第三部分将文化企业信贷融资模式中必须解决的两个关键性难题：文化企业无形资产评估以及文化企业信用等级评价问题提出来进行具体分析并详细论述。第四部分对文化企业信贷融资模式进行构建，设计出文化企业信贷融资模式的基本框架，并且提出确保这种信贷融资模式顺利实现的建议。
[Abstract]:With the rapid development of cultural industry in China, the financing of cultural enterprises has been paid more and more attention. Due to its own characteristics and the unsound development of our financial industry, cultural enterprises are difficult to obtain the funds needed for development in our country at present. On the one hand, the cultural industry is growing rapidly in our country, and the government has given great support to the policy at present; on the other hand, as the main force of the cultural industry, the financing problem of the cultural enterprise needs to be solved urgently. Based on this, it is necessary to study the bank credit model, which is the most commonly used way of financing for cultural enterprises at present. The main content of this paper is divided into four parts. The first part introduces the related concepts and characteristics of cultural enterprise and cultural enterprise financing. The second part analyzes the current situation of Chinese cultural enterprises through bank credit financing and makes a detailed analysis of the reasons for the current financing difficulties of cultural enterprises in China. This paper explains the reasons for the financing difficulties of cultural enterprises from three aspects: the cultural enterprises themselves, the capital market and the investment and financing system. In the third part, two key problems that must be solved in the credit financing mode of cultural enterprises are put forward: the intangible assets evaluation of cultural enterprises and the credit rating evaluation of cultural enterprises, which are analyzed in detail and discussed in detail. In the fourth part, the author constructs the credit financing model of cultural enterprises, designs the basic framework of credit financing mode of cultural enterprises, and puts forward some suggestions to ensure the smooth realization of this kind of credit financing model.
【学位授予单位】：湖南工业大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：G124;F275;F832.4

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