上海商业储蓄银行研究（1915-1937）
发布时间：2019-01-23 10:05
【摘要】：上海商业储蓄银行(简称上海银行)是中国近代商业银行中的奇迹，其起点资本微小，但是在经营中注意稳健推进，并开展多样化经营，很快在建行初期就实现快速发展，以往学术界与相关方面对其不无兴趣，但到目前还没有较高学术价值的著作，本文主要选取从建行到抗日战争全面爆发前(1915—1937)的上海银行作为研究对象，通过纵向梳理其发展脉络和对其主要经营活动进行专题考察的方式进行研究，以揭示其经营活动特色。通过研究我发现上海银行经营活动有如下特点： 第一、上海银行建行22年实现了资本和业务的飞速增长，与同时期其他商业银行相比，其发展速度比较快，业务呈现多元化，经营稳健，虽然也不无危机，但有惊无险，是一个富有理想的商业银行。 第二、通过对主要业务进行个案考察，揭示上海银行经营中特别注意服务社会、辅助工商，以细致周到的服务逐渐取得社会的信任。 第三、上海银行与政府关系并不密切，虽然处于当时的社会背景之下，在战前10年它不可能脱离政府的影响，而且其领导层为银行顺利开展经营也试图适当接近政府，但是总体而言，上海银行的“押宝”行动并不成功，与政府的密切接触并不能给上海银行带来可靠的商业利益，相反还可能给上海银行的正常经营带来风险，所以在经营中上海银行与政府保持了相当距离。 中国近代部分银行发展与政府财政有密切关系，，但是上海银行基本上是以商业化经营取胜的。
[Abstract]:The Shanghai Commercial savings Bank (Shanghai Bank) is a miracle in China's modern commercial banks. Its starting capital is small, but it pays attention to the steady progress in its operation, and carries out diversified operations, and quickly realizes rapid development in the early days of CCB. In the past, academic circles and related parties were not interested in it, but so far there are no works of high academic value. This paper mainly selects Shanghai Bank, which was from CCB to the outbreak of the War of Resistance against Japan (1915-1937), as the research object. In order to reveal the characteristics of its business activities, this paper makes a study on its development context and special investigation on its main business activities. Through my research, I found that the management activities of Shanghai Bank have the following characteristics: first, Shanghai Construction Bank has achieved rapid growth of capital and business in 22 years, compared with other commercial banks in the same period. Its development speed is relatively fast, the business presents diversification, the management is steady, although not without crisis, but there is no danger, is an ideal commercial bank. Secondly, through the case study of the main business, it is revealed that the Shanghai Bank pays special attention to serving the society, assisting industry and commerce, and gradually gaining the trust of the society with meticulous and considerate service. Third, the Bank of Shanghai is not closely related to the government, although in the social context of the time, it could not be divorced from the influence of the government in the 10 years before the war, and its leadership tried to get close to the government properly for the smooth operation of the bank. But in general, the "bet" of the Shanghai Bank was not successful, and close contact with the government could not bring reliable commercial benefits to the Shanghai Bank. On the contrary, it may also bring risks to the normal operation of the Shanghai Bank. So in the operation of the Shanghai Bank and the government maintained a considerable distance. The development of some banks in modern China is closely related to the government finance, but the Bank of Shanghai has basically won by commercial operation.
【学位授予单位】：复旦大学
【学位级别】：博士
【学位授予年份】：2004
【分类号】：F832.9;K295.1
本文编号：2413696
[Abstract]:The Shanghai Commercial savings Bank (Shanghai Bank) is a miracle in China's modern commercial banks. Its starting capital is small, but it pays attention to the steady progress in its operation, and carries out diversified operations, and quickly realizes rapid development in the early days of CCB. In the past, academic circles and related parties were not interested in it, but so far there are no works of high academic value. This paper mainly selects Shanghai Bank, which was from CCB to the outbreak of the War of Resistance against Japan (1915-1937), as the research object. In order to reveal the characteristics of its business activities, this paper makes a study on its development context and special investigation on its main business activities. Through my research, I found that the management activities of Shanghai Bank have the following characteristics: first, Shanghai Construction Bank has achieved rapid growth of capital and business in 22 years, compared with other commercial banks in the same period. Its development speed is relatively fast, the business presents diversification, the management is steady, although not without crisis, but there is no danger, is an ideal commercial bank. Secondly, through the case study of the main business, it is revealed that the Shanghai Bank pays special attention to serving the society, assisting industry and commerce, and gradually gaining the trust of the society with meticulous and considerate service. Third, the Bank of Shanghai is not closely related to the government, although in the social context of the time, it could not be divorced from the influence of the government in the 10 years before the war, and its leadership tried to get close to the government properly for the smooth operation of the bank. But in general, the "bet" of the Shanghai Bank was not successful, and close contact with the government could not bring reliable commercial benefits to the Shanghai Bank. On the contrary, it may also bring risks to the normal operation of the Shanghai Bank. So in the operation of the Shanghai Bank and the government maintained a considerable distance. The development of some banks in modern China is closely related to the government finance, but the Bank of Shanghai has basically won by commercial operation.
【学位授予单位】：复旦大学
【学位级别】：博士
【学位授予年份】：2004
【分类号】：F832.9;K295.1
【引证文献】
相关博士学位论文 前1条
1 贾秀堂;南京国民政府“邮政储金汇业局”研究（1930-1937）[D];华东师范大学;2008年
相关硕士学位论文 前1条
1 吴乾;中国垦业银行概述（1926-1937）[D];河北师范大学;2011年
本文编号：2413696
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