温州农村非法集资类犯罪问题研究

发布时间：2018-04-04 20:26

本文选题：非法集资　切入点：中小企业　出处：《吉林大学》2016年硕士论文

【摘要】：自改革开放以来,温州农村发展程度随着温州经济的快速增长也水涨船高,同时也涌现了诸多经济犯罪的问题,尤其是2010年以来爆发的民间非法集资类犯罪问题,这与温州地区特殊的经济、社会特点有关。温州市农村部分地区有非常众多的中小型企业,这些中小型企业的发展并不乐观,没有成熟的企业发展模式,资金容易造成缺口,并且不易通过正规渠道获得资金,只能依靠温州地区的民间融资。温州人重商,民间有浓厚的民间借贷氛围和传统,民众对集资的接受程度较高,这形成了温州市农村地区非法集资活动的历史根源。不断发生的非法集资类犯罪给予温州的整个实体经济以沉重打击,其中尤以温州的农村地区影响甚大,如何更好地预防和解决农村经济犯罪问题以及相应的次生问题已逐渐成为温州市农村地区发展的重要问题。本文以理论联系实际的方式,通过查阅相关文献及国内外发展现状资料,了解国内外现有的非法集资现状及相关的研究进展,对资料进行整理归纳,对我国的非法集资现状提炼与分析,总结不足,提出问题。然后通过实地调研的方法,收集到有关温州农村地区经济社会发展以及非法集资的第一手资料。通过对这些第一手资料的整理归纳,再结合对温州当地具体的非法集资类犯罪案例的分析来研究温州地区的非法集资起因、特点、演变等,最后根据当地实际情况结合前人研究成果提出相应的预防措施。通过调研分析,发现温州农村地区非法集资类犯罪有几个显著的特点:涉案金额巨大、犯罪手段多样化、时间跨度较长、牵涉人数众多。温州农村非法集资类犯罪的高发经分析主要原因为:温州农村经济体的快速发展导致非法集资类犯罪由城市转向农村、农民预期回报高昂是民间参与非法集资的内在动力、农民对非法集资类犯罪认知不足是非法集资的外在条件、相关部门对农村地区重视不足、监管缺位是非法集资犯罪频发的关键要素。接着,对立人集团非法集资案件和龙湾区王某某等人的非法集资案件进行了着重分析,从其产生原因、特点、危害性及后续处置入手,结合其所处地区的实际社会、经济情况研究温州农村地区非法集资类犯罪的产生原因、特点及危害性。最后提出相应的综合预防措施:1、提高认识,加强非法集资类犯罪在温州农村地区的宣传;2、加强温州民间金融的监管力度,扼杀农村非法集资的死灰复燃;3、公检法机关要加大对非法集资类案件的处置力度,给予犯罪分子以强力震慑作用;4、以温州农村非法集资犯罪为典型,努力促进民间金融的借贷的独立立法;5、拓宽中小企业融资渠道。
[Abstract]:Since the reform and opening up, the level of rural development in Wenzhou has increased with the rapid economic growth in Wenzhou. At the same time, many problems of economic crimes have emerged, especially the problem of private illegal fund-raising crimes that have erupted since 2010.This with Wenzhou area special economy, social characteristic is concerned.There are a large number of small and medium-sized enterprises in some rural areas of Wenzhou. The development of these small and medium-sized enterprises is not optimistic. There is no mature enterprise development model, and capital is easy to create a gap, and it is not easy to obtain funds through formal channels.Wenzhou can only rely on private financing.Wenzhou people favor business, folk have a strong folk lending atmosphere and tradition, the people of the higher acceptance of fund-raising, which formed the historical roots of illegal fund-raising activities in rural areas of Wenzhou.The continuing illegal fund-raising crimes have dealt a heavy blow to the whole real economy of Wenzhou, especially in the rural areas of Wenzhou.How to better prevent and solve the problem of rural economic crime and the corresponding secondary problems has gradually become an important issue in the development of Wenzhou rural areas.In this paper, by referring to relevant literature and domestic and foreign development status, we can find out the current situation of illegal financing and related research progress at home and abroad, and then sort out and sum up the data.Abstract and analyze the current situation of illegal fund-raising in China, summarize the deficiency and put forward problems.Then through the method of field investigation, we collect first-hand information about the economic and social development and illegal raising of funds in Wenzhou rural areas.Through the collation and induction of these first-hand materials and the analysis of the specific cases of local illegal fund-raising crimes in Wenzhou to study the causes, characteristics and evolution of illegal fund-raising in Wenzhou,Finally, according to the local actual situation combined with previous research results, the corresponding preventive measures are put forward.Through investigation and analysis, it is found that there are several remarkable characteristics of illegal fund-raising crimes in rural areas of Wenzhou: the amount of money involved is huge, the means of crime are diversified, the time span is longer, and the number of people involved is numerous.The main reasons for the high incidence of illegal fund-raising crimes in Wenzhou rural areas are as follows: the rapid development of Wenzhou rural economy leads to the shift of illegal fund-raising crimes from urban to rural areas, and the high expected return of farmers is the intrinsic motive force for private participation in illegal fund-raising.Farmers' lack of awareness of illegal fund-raising crimes is the external condition of illegal fund-raising, the relevant departments pay less attention to rural areas, and the lack of supervision is the key element of illegal fund-raising crimes.Then, the case of illegal raising of funds by rival groups and those of Wang and so on in Longwan District are analyzed emphatically, starting with the causes, characteristics, harmfulness and subsequent disposal of the cases, and combining with the actual society of the region in which they live.This paper studies the causes, characteristics and harmfulness of illegal fund-raising crimes in Wenzhou rural areas.Finally, we put forward the corresponding comprehensive preventive measures: 1, raise awareness, strengthen the propaganda of illegal fund-raising crimes in Wenzhou rural areas, and strengthen the supervision and control of Wenzhou folk finance.To stifle the resurgence of illegal fund-raising in rural areas, the public security bureau, procuratorates, and court organs should increase the handling of illegal fund-raising cases and give criminal elements a powerful deterrent role. This is exemplified by the crime of illegally raising funds in rural areas of Wenzhou.Efforts to promote private finance lending independent legislation to broaden the financing channels for small and medium-sized enterprises.
【学位授予单位】：吉林大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：D917.9

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