抵押权实现过程中承租人的保护——美国法的新近发展及其借鉴意义

发布时间：2018-03-24 22:16

本文选题：抵押权　切入点：租赁　出处：《甘肃社会科学》2013年03期

【摘要】：自2007年美国爆发金融危机以来,越来越多的承租人因银行实现抵押权而被迫提前搬离租赁房屋,成为抵押权实现过程中的无辜受害者。为减轻抵押权的实现对承租人的不利影响,维护承租人的合法权益,联邦和各州陆续制定了一些新的法律规则,其中最为典型有三项——"买卖不破租赁"规则、宽限期规则、知情权规则。我国可考虑借鉴美国法中一些行之有效的做法,以完善我国相关立法。
[Abstract]:Since the financial crisis broke out in the United States in 2007, more and more tenants have been forced to move out of their rented homes in advance because banks have realized their mortgage rights. To mitigate the negative impact of the realization of the mortgage on the lessee and to safeguard the legitimate rights and interests of the lessee, the Federation and the states have formulated some new legal rules one after another. Among them, there are three most typical rules: "buying and selling without breaking lease", "grace period rule", and "right to know" rule. Our country may consider using some effective practices in American law for reference in order to perfect the relevant legislation of our country.
【作者单位】：华东政法大学经济法学院;
【基金】：教育部人文社会科学研究项目“住房租赁法的立法宗旨与制度建构”(项目编号:11YJC820179)及“高水平特色法学学科建设与人才培养工程(085工程)”的阶段性研究成果
【分类号】：D971.2;D923

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