普惠金融视角下农民专业合作社融资问题研究

发布时间：2018-01-01 05:13

本文关键词：普惠金融视角下农民专业合作社融资问题研究　出处：《会计之友》2017年11期 　论文类型：期刊论文

【摘要】：农民专业合作社已成为我国农村开展规模经营的重要组织载体,成为构建新型农业经营的重要主体。近年来,农民专业合作社发展迅速,已成为解决"三农"问题的重要途径之一。但是农民专业合作社发展受到许多因素的制约,其中资金缺乏是其面临的最大瓶颈。文章从普惠金融视角出发,指出农民专业合作社是普惠金融服务的对象,介绍了普惠金融和农民合作社发展的现状,然后将不同部门出台的政策进行归纳,在此基础上分析了我国农民专业合作社在金融支持方面存在的问题,提出了加强合作社内部管理、加大金融机构资金支持等对策。
[Abstract]:Farmers' professional cooperatives has become an important organization carrier of carry out the scale management of the rural areas of China, become the important subject of the construction of new agricultural management. In recent years, the rapid development of farmers professional cooperatives, has become one of the important ways to solve the problem of "three agriculture". But the farmer cooperatives development is restricted by many factors, including the lack of funds is the biggest the bottleneck facing it. From the perspective of Inclusive Finance, pointed out that the farmer cooperatives is the object of inclusive financial services, introduces the current situation of the development of Inclusive Finance and farmers' cooperatives, and then different department policies are summarized, on the basis of the analysis of China's farmers' professional cooperatives in financial support problems, put forward to strengthen the internal management of cooperatives, increase financial support for financial institutions and so on.

【作者单位】：河北金融学院;河北经贸大学;
【基金】：国家社科基金资助项目(15BJY168)
【分类号】：F302.6;F321.42
【正文快照】： 一、引言服务,且全国近三分之二的行政村得到基础金融服务覆普惠金融来源于国际发展领域的金融实践,最早由联盖,县区保险分支机构、农村保险服务网点分别增至6.7合国在2005小额信贷年时提出。其核心思想是立足机会万家和2.2万个,覆盖全部县域和大部分乡镇;新型金融平等和商业

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