平顶山市农民专业合作社融资问题研究

发布时间：2018-05-13 05:30

本文选题：农民专业合作社 + 融资　；参考：《河北科技师范学院》2017年硕士论文

【摘要】：农民专业合作社是发展现代农业、提高农民生活水平、创新农民经营制度的重要手段,十八大指出,需加快构建专业化、规模化、现代化的农业经营新体系,国家出台的“利农、惠农”政策是农民发展农业产业的有利保障,推动农业产业由传统经营模式向农业现代化转变,在我国农民专业合作社成为最重要的经济组织形式。根据我国的农业产业和农民本身的基本情况,专业合作社经济是比较符合我国基本国情的一种产业化模式。从目前来看,农民专业合作仍处于初步阶段,不够成熟,但就长远发展分析,农民合作社是一种与我国当前阶段和未来农业产业发展相符合的新模式。目前,平顶山市农民专业合作社正在快速的发展,但是由于农民合作社自身和外界条件的不足,融资问题制约着农民专业合作社的可持续发展。本文基于农民专业合作社发展和融资理论,通过实地走访、问卷调查的方式对平顶山市农民专业合作社的现状进行调查分析;从内外部两方面深刻剖析了农民专业合作社融资难的问题,找出阻碍农民专业合作社融资难的症结所在,并有针对性地提出了解决现阶段平顶山市农民专业合作社的融资难的政策建议,具体包括提高农民专业合作社自身融资能力;完善农业保险补偿机制;建立和完善融资担保体系;完善专业合作社信用体系;建立完善的农村金融服务体系;政府应落实农民专业合作社扶持融资力度。
[Abstract]:Farmers' specialized cooperatives are an important means to develop modern agriculture, improve farmers' living standards and innovate farmers' management system. The 18th National Congress pointed out that it is necessary to accelerate the construction of a new agricultural management system of specialization, scale and modernization. The policy of "benefit for agriculture and benefit for agriculture" issued by the state is a favorable guarantee for farmers to develop agricultural industry and promote the transformation of agricultural industry from traditional management mode to agricultural modernization. In our country, farmers' specialized cooperatives have become the most important form of economic organization. According to the basic situation of agricultural industry and farmers themselves, the economy of specialized cooperative is a kind of industrialization mode which accords with the basic conditions of our country. At present, the farmer specialized cooperation is still in the initial stage, not mature enough, but in the long-term development analysis, the farmer cooperative is a new mode which accords with the current stage and the future agricultural industry development of our country. At present, farmers' specialized cooperatives in Pingdingshan are developing rapidly. However, due to the shortage of farmers' cooperatives themselves and the external conditions, the financing problem restricts the sustainable development of farmers' specialized cooperatives. Based on the theory of development and financing of farmers' specialized cooperatives, this paper investigates and analyzes the present situation of farmers' professional cooperatives in Pingdingshan City by means of field visits and questionnaires. This paper deeply analyzes the financing difficulties of farmers' professional cooperatives from the internal and external aspects, and finds out the crux of the difficulties in financing farmers' professional cooperatives. It also puts forward some policy suggestions to solve the financing difficulties of farmers' specialized cooperatives in Pingdingshan City, including improving the financing ability of farmers' specialized cooperatives, perfecting the compensation mechanism of agricultural insurance, and improving the financing ability of farmers' specialized cooperatives in Pingdingshan City. Establish and perfect the financing guarantee system, perfect the credit system of the specialized cooperatives, establish the perfect rural financial service system, and the government should carry out the support and financing strength of the farmers' specialized cooperatives.
【学位授予单位】：河北科技师范学院
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F321.42;F832.4;F302.6

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