浅议利率市场化趋势下银行内部资金转移定价

发布时间：2018-07-04 19:43

本文选题：利率市场化 + 银行　；参考：《浙江金融》2014年04期

【摘要】：我国银行从推出内部资金转移定价,已积累了数年的经验,部分银行逐步实现了全额及全部资产负债项目的内部资金转移定价,定价基准对成本、风险等基本要素的反映也更为突出。在利率市场化改革加快推进的趋势下,内部资金转移定价作为金融资源配置的市场化手段,不仅是实现精细化定价管理的基础,也是增强风险管理、资源配置和绩效考核的重要方式,更是提高银行价格调控效果和利率市场化适应能力的关键环节。
[Abstract]:From the introduction of internal capital transfer pricing, Chinese banks have accumulated several years of experience. Some banks have gradually realized the internal capital transfer pricing for the full and all asset-liability projects. Risk and other basic elements of the response is more prominent. Under the trend of speeding up the reform of interest rate marketization, as a market-oriented means of financial resource allocation, internal capital transfer pricing is not only the basis for the realization of fine pricing management, but also the enhancement of risk management. The important way of resource allocation and performance appraisal is the key link to improve the effect of bank price regulation and interest rate marketization adaptability.
【作者单位】：中国人民银行金融研究所;
【分类号】：F830.42;F822.0

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