商业银行并购绩效评价研究

发布时间：2018-08-10 07:12

【摘要】：近年来全球高新电子技术高速迅猛发展,各国在金融领域对各类资本的限制减少,金融管制逐渐放松。国内外各大商业银行为实现低成本的国际扩张,纷纷采用海外并购实现业务延伸,同时推动了虚拟金融资本的全球化。随着我国改革开放的进一步深入发展,我国在金融经济发展领域实行了战略转变,积极推动“引进来”和“走出去”相结合的适合我国目前发展阶段的经济政策。在面对欧美发达国家积极开拓海外并购业务的背景下,我国商业银行,尤其是大型国有控股银行也积极的进行了业务拓展,在发展初期我国商业银行的并购都是由于政府进行主导的,因此,我国商业银行在市场化并购中经验不足。为了增加自己的市场份额,可以参考已有案例并结合我国当前经济发展现状,开展适合自身发展的并购业务。本篇文章就是追溯国内外相关的研究成果,并在这个研究基础上,同时融合我国商业银行并购上的实际特点,选取了两个相对应的比较有典型意义的案例来进行深入分析,通过相关的绩效评价方法找出我国商业银行在并购中所存在的问题和缺点,并针对这些缺点,进行分析从而提出相关建议。
[Abstract]:In recent years, the rapid development of global high-tech electronic technology, countries in the financial field to reduce the restrictions on all kinds of capital, financial regulation gradually relaxed. In order to achieve low-cost international expansion, the major commercial banks at home and abroad have adopted overseas mergers and acquisitions to realize business extension, which has promoted the globalization of virtual financial capital. With the further development of China's reform and opening up, China has implemented a strategic transformation in the field of financial and economic development, actively promoting the combination of "introduction" and "going out", which is suitable for the present development stage of our country. In the face of the background that developed countries in Europe and the United States have actively opened up overseas mergers and acquisitions, our commercial banks, especially large state-owned holding banks, have also actively carried out business expansion. In the early stage of development, the M & A of commercial banks in our country is due to the government leading, therefore, the commercial banks in our country are inexperienced in market M & A. In order to increase their market share, we can refer to the existing cases and combine the current economic development of our country to develop the M & A business suitable for our own development. This article is to trace back to domestic and foreign related research results, and on the basis of this research, at the same time to integrate the actual characteristics of China's commercial banks mergers and acquisitions, select two corresponding cases with typical significance for in-depth analysis. Through the relevant performance evaluation methods to find out the problems and shortcomings of Chinese commercial banks in M & A, and to analyze these shortcomings, and put forward the relevant recommendations.
【学位授予单位】：兰州大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832.33;F271;F830.42

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