辽宁广厦钢结构有限公司融资问题案例分析

发布时间：2018-02-25 01:30

本文关键词： 中小民营企业融资公司治理结构金融创新　出处：《辽宁工程技术大学》2014年硕士论文　论文类型：学位论文

【摘要】：阜新市民营经济已经成为市、县、区经济的主体、地方财政收入的主要来源、城镇职工就业与再就业和农村剩余劳动力转移的主渠道、全市经济发展最重要的增长点。民营经济在阜新市经济转型中发挥着举足轻重的作用。然而融资问题一直以来严重阻碍着阜新民营经济的发展。以资本结构理论、权衡理论、信息不对称理论和融资优序理论为理论依据,以广厦钢结构有限公司为案例企业,描述了案例企业因为规模小,自有资金不足、银企信息不对称、信用担保机制不完善等原因遇到的融资难题,以及采用小额信贷、股权融资、订单融资和保证贷款等方式解决融资难题。深入剖析后总结出公司治理结构不健全是影响中小民营企业融资的根本原因；财务制度缺失是制约中小民营企业融资直接原因；金融创新产品理解不透是影响中小民营企业融资的客观原因的结论。最后结合案例企业提出了解决中小民营企业融资问题的政策建议。
[Abstract]:Fuxin's private economy has become the main body of the city, county and district economy, the main source of local financial revenue, the main channel of urban workers' employment and re-employment and the transfer of rural surplus labor. The private economy plays an important role in the economic transformation of Fuxin. However, the financing problem has been a serious hindrance to the development of the private economy in Fuxin. On the basis of information asymmetry theory and financing priority theory, taking Guangxia Steel structure Co., Ltd. as a case enterprise, the paper describes the case enterprises because of their small scale, lack of their own funds and asymmetric information between banks and enterprises. The financing problems encountered due to the imperfect credit guarantee mechanism, as well as the use of microcredit, equity financing, After deep analysis, it is concluded that the imperfect corporate governance structure is the fundamental reason that affects the financing of small and medium-sized private enterprises, and the lack of financial system is the direct reason to restrict the financing of small and medium-sized private enterprises. The conclusion that the understanding of financial innovation products is not clear is the objective reason that affects the financing of small and medium-sized private enterprises. Finally, the paper puts forward some policy suggestions to solve the financing problems of small and medium-sized private enterprises combined with the case of enterprises.
【学位授予单位】：辽宁工程技术大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F406.7;F426.92

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