后金融危机背景下我国金融监管协调机制研究

发布时间：2018-01-01 01:18

本文关键词：后金融危机背景下我国金融监管协调机制研究　出处：《湖南大学》2012年硕士论文　论文类型：学位论文

【摘要】：始于2007年的全球金融危机使得风险迅速在全球扩散开来，给世界经济造成严重冲击，使得金融监管这一论题成为了备受关注的焦点；同时，我国现行金融监管体制与当前金融体系发展的矛盾日益突出，面临着严峻的考验。基于我国金融业混业经营和分业监管的不协调现状，如何完善金融监管的协调机制是我国金融业所面临的重大问题。本文首先从金融监管及协同学的理论入手，对协同学应用于金融监管进行了可行性分析；其次，，在分析了我国金融监管体系现状的基础上，对我国金融监管所存在的问题进行了定性分析；再次，利用协同学的手段，在此基础上建立金融监管协同度模型，计算2006-2010年我国金融监管三大系统的协调程度，经过分析计算，最后得出结论：证券业监管相对有序，银行业监管次之，保险监管无序，金融危机时期我国金融监管协调度为零，2009年、2010年银行业监管与证券业监管的协同度分别为0.1和0.15。最后，根据实证得出的结论，结合我国金融监管的实际情况，对我国金融监管协调机制进行评价，并针对性地提出了建立和完善我国金融监管协调机制的一些措施。
[Abstract]:The global financial crisis, which began in 2007, made the risk spread rapidly in the world, and caused serious impact to the world economy, which made the topic of financial supervision become the focus of much attention. At the same time, the contradiction between the current financial supervision system and the development of the current financial system is increasingly prominent, facing a severe test. How to perfect the coordination mechanism of financial supervision is an important problem facing our financial industry. Firstly, this paper starts with the financial supervision and the theory of Synergetics, and analyzes the feasibility of the application of Synergetics in financial supervision. Secondly, on the basis of analyzing the present situation of our country's financial supervision system, this paper makes a qualitative analysis of the problems existing in our country's financial supervision. Thirdly, by using the means of Synergetics, a financial supervision synergy model is established to calculate the coordination degree of the three financial supervision systems in China from 2006 to 2010. Finally, the conclusion is drawn: the securities industry supervision is relatively orderly, the banking regulation is second, the insurance supervision is disordered, the coordination degree of financial supervision in China is zero during the financial crisis, 2009. In 2010, the degree of synergy between banking and securities supervision was 0. 1 and 0. 15 respectively. Finally, according to the empirical conclusions, combined with the actual situation of financial supervision in China, the coordination mechanism of financial supervision in China is evaluated. Some measures to establish and perfect the coordination mechanism of financial supervision in China are put forward.
【学位授予单位】：湖南大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832.1

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