我国利用金融创新推动经济增长的研究

发布时间：2018-01-01 19:01

本文关键词：我国利用金融创新推动经济增长的研究　出处：《华东师范大学》2012年硕士论文　论文类型：学位论文

【摘要】：当前全世界经济表现出全球化的趋势,商品、服务和资本市场一体化以充满生机的步伐向前迈进,我国的经济发展一直令人世界瞩目。在过去30多年来,我国的经济发展借鉴了别的国家的技术,拥有后发优势,经济发展突飞猛进,取得了很多的成绩,但是经济发展越是深入,我国经济能够利用的后发优势已经越来越少了。随着经济化全球化的进一步发展,分析和研究我国经济增长的新的持续推动力显得尤为重要。金融业作为一个国家经济发展和稳定的重要支柱,在一个国家的经济发展中一直占有很重要的地位。我国的金融发展是随着经济的发展,逐步发展起来的。而我国的金融创新正逐渐成为我国经济发展的主要推动力之一。本文通过对于国内外学者的理论的总结.通过分析和推导内生增长模型的后,得出一个结论,就是金融创新与经济发展是相互联系、相互促进的。一方面,金融创新为经济提供的必要的金融服务。在金融市场上,通过创新,投放层出不穷的金融新产品,丰富实体经济的投资品种,满足了客户多样化的需求,推动经济的发展。另一方面,经济增长对于金融手段、金融工具的要求,给创新提供了内在动力。生产企业从事生产,需要投入设备,需要金融机构的资金支持。其他企业进行项目的开发,也需要金融机构的中介服务。这些都对于金融创新提出新的要求。经济增长和金融创新这两方面的相互促进、相互依赖,构成了螺旋式的经济上升动力。他们之间的相互关系不但给低碳经济发展提供了良好的增长效益,而且促进了金融创新的发展,最终达到了“双赢”的效果。通过我国目前金融创新的分析,本文分析总结出我国现阶段面临的问题。在金融创新的道路上,我国的金融创新体制陈旧。同时,金融创新缺乏系统性、协调性,创新发展存在地区差异以及创新人才培养不足等问题都存在于我们国家目前阶段的发展之中。本文对于我国现阶段我国金融创新推动经济发展的给出建议。从金融主体方面,激发金融主体创新动力,培育创新人才,提高金融主体竞争力；从金融体系方面,建立良好的金融体系,推进区域协调发展,协调金融创新步伐,加快金融深化；从金融监督方面,建立宏观谨慎的监管框架,打破信息沟壑,加强国际间金融合作。在经济全球化的背景中,必须加快我国金融创新的步伐,提高我国金融企业的核心竞争力,在新一轮世界经济发展中取得最终的胜利。
[Abstract]:At present, the world economy is showing the trend of globalization. The integration of goods, services and capital markets is moving forward at a vigorous pace. The economic development of our country has been attracting the attention of the world. In the past 30 years, China's economic development has learned from the technology of other countries, has the advantage of late, economic development by leaps and bounds, has made a lot of achievements, but the more in-depth the economic development. With the further development of economic globalization, it is particularly important to analyze and study the new sustained driving force of China's economic growth. As an important pillar of the economic development and stability of a country, the financial industry has always occupied an important position in the economic development of a country. The financial development of our country is along with the development of the economy. The financial innovation of our country is becoming one of the main driving forces of our country's economic development. After analyzing and deducing the endogenous growth model, this paper draws a conclusion that financial innovation and economic development are interrelated and promote each other. Financial innovation for the economy to provide the necessary financial services. In the financial market, through innovation, the introduction of endless new financial products, enrich the real economy investment varieties, to meet the diversified needs of customers. On the other hand, the requirements of economic growth for financial means, financial instruments, to provide an inherent driving force for innovation. Production enterprises engaged in production, need to put in equipment. Financial institutions need financial support. Other enterprises to carry out project development. It also needs the intermediary services of financial institutions. All these put forward new requirements for financial innovation. Economic growth and financial innovation promote each other and depend on each other. The relationship between them not only provides a good growth benefit for the development of low-carbon economy, but also promotes the development of financial innovation, and finally reaches a "win-win". The effect of Through the analysis of the current financial innovation in our country, this paper analyzes and summarizes the problems that our country is facing at the present stage. On the road of financial innovation, the financial innovation system of our country is outmoded. At the same time, the financial innovation is lack of systematicness. The problems of coordination, regional differences in innovation development and insufficient training of innovative talents all exist in the present stage of development of our country. This paper gives some suggestions on how to promote the economic development by financial innovation in our country at the present stage. From the aspect of financial subject, we can stimulate the innovation motive force of financial subject, cultivate innovative talents, and improve the competitiveness of financial subject. From the financial system, we should establish a good financial system, promote regional coordinated development, coordinate the pace of financial innovation, and accelerate financial deepening; From the aspect of financial supervision, we should establish a macro-prudential regulatory framework, break the information gullies and strengthen international financial cooperation. In the background of economic globalization, we must speed up the pace of financial innovation in China, improve the core competitiveness of our financial enterprises, and win the final victory in the new round of world economic development.
【学位授予单位】：华东师范大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832;F124

【参考文献】