我国金融业统合监管体制的实现路径分析

发布时间：2018-01-03 23:05

本文关键词：我国金融业统合监管体制的实现路径分析　出处：《社会科学研究》2010年06期 　论文类型：期刊论文

【摘要】：在综合经营逐渐成为我国金融业主要经营模式的今天,为了克服在分业监管体制下的监管缺位和多重监管等弊端,以及更好地降低系统性风险,我国有必要尽快建立适应金融业综合发展的统合监管体制。短期方案(1-3年)维持现有的基本监管框架,新成立法定的牵头监管机构——国家金融监管委员会,统一协调监管职能。中长期方案(3-10年)将银监会、证监会、保监会并入国家金融委员会,使之成为实质上的统合监管机构。同时设立金融服务和市场特别法庭,促使国家金融监管委员会认真依法监管,提高金融监管甚至整个金融业的法制水平。
[Abstract]:In the comprehensive management has gradually become the main mode of operation of China's financial industry today, in order to overcome the defects in the regulatory supervision system and multiple supervision, and to reduce the systemic risk, it is necessary to establish as soon as possible to adapt to the development of the financial industry comprehensive supervision integration management system. Short term plan (1-3) to maintain the basic regulation the existing framework of the new regulation, led the establishment of the national financial supervision committee of legal institution, harmonization of regulatory functions. In the long term plan (3-10) to the CBRC, CSRC and CIRC incorporated into the national finance committee, making integration regulators essentially. At the same time, the establishment of the financial services market and the special court, prompting the National Financial Supervisory Commission earnestly supervision according to law, improve the level of legal system of financial supervision and even the whole financial industry.

【作者单位】：中国人民大学法学院;日本一桥大学;
【基金】：教育部人文社科项目青年项目“金融危机背景下我国资本市场统合立法研究”(26109530)
【分类号】：F832.1
【正文快照】： 一、引言我国金融业的综合化进程在1994年取消银行专业化分工后取得了极大发展,混业经营和综合经营的金融企业不断涌现,使得现行的分业监管体制与之严重不相适应,并且中央高层也已意识到此问题,筹备提前召开第四次中央金融工作会议,探讨设立统一金融监管机构。因此,基于国内

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