我国金融体系的内生性分析:以银行结构为例

发布时间：2018-01-06 04:06

本文关键词：我国金融体系的内生性分析:以银行结构为例　出处：《上海金融》2010年07期 　论文类型：期刊论文

【摘要】：本文以银行结构为例,实证分析了我国金融发展的内生性问题。分析的结果表明,非国有经济的发展是我国银行结构变化的原因,中小民营企业的发展促进了中小银行的发展。而从我国金融发展的实际情况看,金融改革的推进和金融结构的调整都是适应实体经济发展要求的,因此我国的金融体系表现出了较强的内生性。由于内生性的金融体系在经济结构调整中难以发挥其应有的作用。基于此,本文提出了重构金融体系、强化金融供给外生性的政策建议,从而充分发挥金融体系在经济结构调整中的作用。
[Abstract]:Taking the banking structure as an example, this paper empirically analyzes the endogenous problems of the financial development in China. The results show that the development of the non-state-owned economy is the reason for the change of the banking structure in China. The development of small and medium-sized private enterprises has promoted the development of small and medium-sized banks, and from the actual situation of the financial development in China, the promotion of financial reform and the adjustment of financial structure are adapted to the requirements of the development of the real economy. Therefore, China's financial system has shown a strong endogenous. Because the endogenous financial system in the adjustment of economic structure is difficult to play its due role. Based on this, this paper proposes to restructure the financial system. Strengthen the policy suggestion of externality of financial supply, and give full play to the role of financial system in the adjustment of economic structure.
【作者单位】：中国人民银行宁波市中心支行;
【分类号】：F832.5
【正文快照】： 金融发展和经济增长之间的因果关系可以归结为金融体系的内生性问题,即如果经济增长是金融发展的原因,则说明金融体系是内生于实体经济的,实体经济的发展引致了对金融需求的改变,从而促进了金融体系的形成和发展。反之,则说明金融体系是外生而独立于实体经济的。内生金融体系

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