中国银行业国际化战略研究

发布时间：2018-01-08 13:25

本文关键词：中国银行业国际化战略研究　出处：《天津财经大学》2012年硕士论文　论文类型：学位论文

【摘要】：当前,银行国际化经营已成为银行业发展的必然趋势,自从上世纪八十年代以来,随着各国政府对金融和外汇管制的不断放松以及金融自由化政策的实施,金融全球化进程明显加快,各国银行业逐渐放开其海外扩张的步伐,纷纷在境外设立分支机构,开发海外市场与业务,银行国际化已成为金融全球化的一个重要表现。随着中国市场的日益开放和国民经济的进一步发展,中国银行业也进入了高速发展的黄金时期,许多银行纷纷开始筹划海外扩张计划,因而对中国银行业国际化经营战略的研究具有很强的现实意义。本文在阐述银行国际化理论的基础上,结合中国银行业目前的发展现状,首先对中国银行业国际化的决定因素做了相关理论分析以及实证研究,之后从不同方面对国际化的具体选择进行阐述并结合实际提出相应的发展策略,即：在市场区位选择方面,中国银行业应以港澳地区作为窗口,重点发展亚洲地区以及国际金融中心市场,对扩张地区进行谨慎选择；在路径上应继续选择新设投资,策略性的进行跨国并购；在分支机构形式上以设立分行为主,有选择的开设子行,并且尽快升级代表处；在经营上应不断吸取国际经验,在产品业务、人才培养、组织管理、风险监管等方面不断提高自身实力。
[Abstract]:At present, the internationalization of banking management has become an inevitable trend of banking development, since -20s, with the governments of various countries continue to relax the financial and foreign exchange control and the implementation of financial liberalization policies. The process of financial globalization has been accelerated obviously. The banks of various countries have gradually opened up their overseas expansion and set up branches overseas one after another to develop overseas markets and businesses. Bank internationalization has become an important manifestation of financial globalization. With the opening of the Chinese market and the further development of the national economy, the Chinese banking industry has entered a golden period of rapid development, many banks have begun to plan overseas expansion plans. Therefore, the study of Chinese banking international management strategy has a strong practical significance. On the basis of expounding the theory of banking internationalization and combining with the current development of Chinese banking industry, this paper firstly makes a theoretical analysis and empirical research on the determinants of the internationalization of China's banking industry. Then it expounds the specific choice of internationalization from different aspects and puts forward the corresponding development strategy, that is, in the market location choice, the Chinese banking industry should take Hong Kong and Macao as the window. Focus on the development of the Asian region and the international financial center market, to expand the region to make a careful choice; In the path should continue to choose new investment, strategic cross-border M & A; In the form of branches to set up branches, have a choice to open sub-bank, and as soon as possible to upgrade the representative office; In management, we should constantly absorb international experience and improve our own strength in product business, talent training, organization management, risk supervision and so on.
【学位授予单位】：天津财经大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832

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