新型经济中的小额信贷及其影响：科特迪瓦与中国的对比研究

发布时间：2018-01-09 09:42

本文关键词：新型经济中的小额信贷及其影响：科特迪瓦与中国的对比研究　出处：《宁波大学》2012年硕士论文　论文类型：学位论文

【摘要】：最近小额信贷收到来自个人、小型和大型的国际发展组织以及非政府组织的极大关注，银行和企业部门都在努力增强小额信贷的吸引力。 “小额信贷”通常被定义为不同类型的服务供应商对贫困低收入客户提供的金融服务。在实践中，这个术语常更多地被用作“小额信贷机构的服务供应商（MFIs）”提供的贷款和其他服务的代名词。这些小额信贷机构普遍倾向于采用过去30年来发展起来的新方法向无工资收入的贷款人发放小额贷款，很少甚至不需要任何抵押品。广义上讲,小额信贷是一种运动，低收入家庭需要获得一系列高质量和负担得起的金融服务，零售供应商通过提供这些服务获得经营收入，包括开发金融资产、稳定消费和防范风险。本文对乌拉圭与中国的小额信贷发展的主要特征进行了总结和比较，，指出两国在小额信贷领域的领导者应该从战略角度结合各国当前实际和政治采取新的方法。
[Abstract]:Recent microcredit has received considerable attention from individuals , small and large international development organizations , as well as non - governmental organizations , in their efforts to enhance the attractiveness of microfinance . The term " microcredit " is usually defined as the financial services provided by different types of service providers to poor low - income customers . In practice , the term is often used more often as a substitute for loans and other services provided by the " service provider of microfinance institutions " . These microfinance institutions are generally inclined to use the new approach developed over the last 30 years to issue small loans to non - wage earners , with little or no collateral . In a broad sense , microcredit is a sport where low - income families need a range of high - quality and affordable financial services , and retail suppliers have access to operating income through the provision of these services , including the development of financial assets , stable consumption and risk prevention . This paper summarizes and compares the main characteristics of the micro credit development between Uruguay and China , and points out that the leaders of the two countries should adopt a new approach from the strategic point of view to the current practice and politics of the countries .

【学位授予单位】：宁波大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832.4;F837.82

【共引文献】