中国建设银行内蒙古分行电子银行业务现状及对策研究

发布时间：2018-01-10 21:23

本文关键词：中国建设银行内蒙古分行电子银行业务现状及对策研究　出处：《内蒙古大学》2012年硕士论文　论文类型：学位论文

【摘要】：作为二十世纪最重要的金融创新之一,电子银行业务在拓宽金融服务领域,提高金融服务质量,扩大销售收入,降低服务成本,创新银行业务和管理提升银行的竞争能力等方面的突出优势,正日益成为现代商业银行核心竞争力的重要体现,成为各商业银行发展的战略目标之一。经过十余年的快速发展,银行的服务方式己经从90年代初单纯依靠柜台网点的服务模式逐步发展为银行网点实体渠道与网上银行、电话银行、自助设备等多元化电子银行渠道相结合的服务模式。大力发展电子银行业务成为目前国内商业银行发展的一个亮点。对于国内商业银行来说,必须抓住电子银行发展的契机,实现自身的战略调整,才能面对日益激烈的行业竞争。因此,如何加快电子银行业务的发展,是实现中国建设银行健康发展的保障,直接影响着建行在同业竞争中的战略地位。本文围绕建行内蒙古分行电子银行业务的发展进行了详细的研究,阐述了建行电子银行的分类、定义、功能和发展态势,重点围绕建行内蒙古分行电子银行业务发展现状,对其与国内外同业电子银行业务进行了比较分析,并对制约当前建行内蒙古分行电子银行业务发展的各种因素进行了论述,指出其存在的问题,提出建行内蒙古分行电子银行的发展对策。
[Abstract]:As one of the most important financial innovation in twentieth Century, electronic banking business to broaden the field of financial services, improve the quality of financial services, expand sales revenue, reduce service costs, highlighting the advantages of banking innovation and management to enhance the bank's competitiveness, is becoming an important embodiment of the core competitiveness of modern commercial banks, has become one of the strategic objectives the development of the commercial banks. After more than ten years of rapid development, the bank service has been from the beginning of 90s to rely solely on the counter outlets service mode for the progressive development of bank entity channel and online banking, telephone banking, self-service equipment and other diversified electronic banking channels combined service model. The development of electronic banking business has become a highlights of the development of domestic commercial bank at present.
For the domestic commercial banks must seize the opportunity for the development of electronic banking, to achieve their strategic adjustment, to face the increasingly fierce industry competition. Therefore, how to speed up the development of electronic banking, is to realize the healthy development of the Construction Bank of Chinese security directly affects the strategic position of CCB in the same competition. A detailed study this paper focuses on development of the Inner Mongolia branch of China Construction Bank electronic banking business, expounds the classification, Construction Bank e-banking definition, function and development trend, focus on the present situation of electronic banking business development of CCB Inner Mongolia branch, on the domestic and overseas banks electronic banking business are analyzed, and the various factors of the development of electronic banking business of China Construction Bank Inner Mongolia the branch is discussed, pointing out the existing problems, put forward the development strategy of Inner Mongolia branch of China Construction Bank electronic banking.

【学位授予单位】：内蒙古大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832.33

【引证文献】