S商业银行信息化战略研究

发布时间：2018-01-11 01:17

本文关键词：S商业银行信息化战略研究　出处：《西南交通大学》2015年硕士论文　论文类型：学位论文

更多相关文章： 信息化战略 商业银行 架构 项目实施 IT

【摘要】：信息化是现代银行业发展的大趋势,是推动银行业发展的重要力量。大力推进信息化建设,是符合银行业未来发展的战略举措,是促进业务提升和建立核心竞争优势的必然选择。自上世纪80年代以来,我国银行业积极进行了应用系统和基础设施的建设,提升了信息系统安全运行的能力,增强了产品创新的能力,健全了信息化治理的机制和全面风险管理的机制。而随着银行业管理的不断改进和业务的飞速发展,信息系统的建设愈发复杂,信息化的投资价值愈发不明显,信息化建设和银行业战略目标的关联愈发模糊。究其原因,主要是缺乏信息化战略规划所致。本文对S商业银行信息化战略的研究遵循一条主线：在信息化战略规划的理论指导下,以S商业银行经营战略目标为前提,分析其信息化现状和存在的问题,提出系统的解决方法,设计实施计划,使问题得到解决。按照这一思路,文章首先讨论了S商业银行信息化战略的研究背景和意义,介绍了银行信息化战略规划的方法及论文的框架；其次从发展历程、主要业务和组织结构方面介绍了S商业银行的概况,陈述了S商业银行现有的战略目标和发展战略,并通过业务战略目标和当前信息化建设的分析,定位其战略匹配问题；紧接着分析了当前的信息化发展的方向,在深入理解业务战略目标和信息化现状的基础上,确定了S商业银行整体的IT需求,进而制定了信息化战略目标,并分别从业务架构、数据架构、应用架构和技术架构等方面,结合国际先进经验进行了架构规划,对IT治理方面也提出了管理建议；最后通过项目识别、项目群分析、项目排序和风险规避等方面讨论了项目实施规划,并从实施角度提出了实施的过程和保障建议；结论部分总结了研究的成果及不足。通过本文研究而形成的信息化战略规划方法、信息化目标蓝图和项目的实施规划、实施过程及实施保障,对S商业银行未来的信息化建设起到了一定的指导作用。对和S银行类似的股份制银行以及城市商业银也有一定的参考与借鉴价值。
[Abstract]:Informatization is the trend of the development of modern banking industry, is an important force to promote the development of banking industry. Promoting the construction of informatization, is in line with the future development strategy of the banking industry, is an inevitable choice to promote the business promotion and establish the core competitive advantage. Since the last century, in 80s, China's banking industry to actively carry out the construction of application system and infrastructure, to enhance the capacity of information system safety operation, enhance product innovation ability, improve the mechanism of information management and comprehensive risk management. With the continuous improvement of banking management and business development, the construction of information systems become more complex, the investment value of more information is not obvious. Related information construction and banking strategic objectives increasingly blurred. The reason is the lack of strategic planning of information system based on S. Due to the commercial bank information strategy The research follows the main line: the theoretical guidance on strategic planning of information system, the S commercial banks strategic target as the premise, analysis the informatization situation and existing problems, put forward the solution of the system design, implementation plan, to solve the problem. In this way, this paper first discusses the S commercial bank information the strategy of the research background and significance, introduces the framework of strategic planning of information system and method of bank paper; secondly from the course of development, the main business and organization structure development of S commercial bank, stated the strategic target and development strategy of S existing commercial banks, and through the analysis of strategic business objectives and current information construction, the location of the strategic matching problem; followed by analysis of the current direction of the development of information technology, based on in-depth understanding of business strategy and information on the status quo, determine The S commercial bank overall IT demand, and make the information strategic target, and separately from the business architecture, data architecture, application architecture and technical architecture, combined with international advanced experience of architecture planning, management of IT governance is proposed; finally through project identification, project analysis, project scheduling and risk aversion is discussed with respect to project implementation plan, and implement the security process and puts forward suggestions from the point of view of the implementation; the conclusion part summarizes the research results and the lack of information warfare. Strategic planning is formed by this research, planning and implementation of informatization target blueprint and project implementation process, and the implementation of safeguards to guide some of the S commercial bank information construction of the future. It also has certain reference and reference value for the S bank and similar joint-stock banks and city commercial banks.

【学位授予单位】：西南交通大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F270.7;F832.33

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