西南地区农村金融态势比较与路径选择

发布时间：2018-01-11 23:00

本文关键词：西南地区农村金融态势比较与路径选择　出处：《改革》2010年06期 　论文类型：期刊论文

【摘要】：从农民人均纯收入、农业存贷款及乡镇企业贷款、农村金融机构的发展、农业保险及小额人身保险四个方面分析西部大开发十年来西南五省份农村金融的发展情况,结果表明:农民人均纯收入稳步增加,生活水平不断提高;农业存贷款逐年提高,乡镇企业贷款趋于下滑;农村金融机构建设加快,金融服务明显改善;农业保险迅速发展,农村小额人身保险初显优势。尽管西部大开发十年来,西南五省份农村金融取得了较大发展,但由于我国农村金融建设起步晚,还存在一些问题,应尽快建立新型农村金融体系,提高金融服务质量。
[Abstract]:From the per capita net income of farmers, agricultural deposits and loans and township enterprises loans, the development of rural financial institutions. This paper analyzes the development of rural finance in five provinces of Southwest China in the past ten years since the Great Development of West China from four aspects of agricultural insurance and small personal insurance. The results show that the per capita net income of farmers increases steadily and the standard of living improves; The agricultural deposit loan increases year by year, the township enterprise loan tends to decline; The construction of rural financial institutions was accelerated, and the financial services were obviously improved; The rapid development of agricultural insurance, rural small personal insurance has shown the advantages. Although the development of the West China, five provinces of rural finance has made great progress in the past decade, but the rural financial construction of our country started late. There are still some problems, we should establish a new rural financial system as soon as possible to improve the quality of financial services.
【作者单位】：陕西师范大学国际商学院;
【基金】：国家人文社会科学基金项目“完善农村金融体系和强化农村金融服务研究”(批准号:07BJY169) 教育部人文社会科学基金项目“预期、不确定性与最优货币政策研究”(批准号:06JA790068)
【分类号】：F832.35
【正文快照】： 在我国行政区划概念中,西南地区又被称作西南五省份,即重庆市、四川省、贵州省、云南省、西藏自治区,总面积达250万平方公里,占西部地区总面积的36.5%。1999年9月22日,党的十五届四中全会明确提出:“国家要实施西部大开发战略。”西部大开发离不开包括财政、金融等诸多体系的

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