我国城市金融集聚动因的统计分析与政策选择

发布时间：2018-01-18 03:03

本文关键词：我国城市金融集聚动因的统计分析与政策选择　出处：《湖南大学》2012年硕士论文　论文类型：学位论文

【摘要】：金融产业集聚已经成为一种现代金融产业组织的基本形式，是促进金融产业发展，提升金融产业竞争力的有效途径，也是城市经济发展水平的重要标志。目前，我国金融产业集聚现象已经初步显现，上海、北京、深圳已经发展成为全国性金融中心，其他区域性金融中心的集聚势头也比较明显。但是与国际金融中心相比，国内金融中心的金融集聚程度普遍不高，集聚层次较低，对金融机构、金融产品等金融资源的聚合力还不够强。因此，探究金融集聚背后的动因和形成机制，制定科学合理的金融产业集聚发展策略，成为我国城市金融产业发展的重要研究课题。本文首先对金融集聚的相关理论以及金融集聚动因进行了详细阐述。基于金融集聚水平及影响因素的指标体系的构建，利用主成分分析方法对我国金融集聚状况及金融集聚动因进行度量分析；通过建立面板分位数回归模型，对金融集聚动因的作用机制进行实证研究。研究结果表明：（1）我国城市金融集聚程度整体偏低，且城市和区域间差异较大；（2）我国金融集聚的市场需求、要素供给能力和城市基础环境水平整体不高，且城市间和区域间存在差异性；（3）金融集聚的要素供给，如人力资本、信息技术、创新能力等对金融集聚的发展具有显著的促进作用，且金融集聚水平越高，促进作用越明显；（4）金融集聚市场需求因素包括居民、政府、企业以及对外开放的需求对金融产业集聚具有显著的促进作用，但市场需求的作用力并不随着金融集聚规模的增大而增强；（5）城市基础环境因素对金融集聚有显著的促进作用，尤其当城市金融产业处于中、高集聚水平时，城市基础环境因素对金融产业的集聚具有更大的推动作用；（6）金融集聚要素供给、金融集聚市场需求以及城市基础环境对金融产业集聚的作用程度存在差异，我国城市金融产业集聚应以城市基础环境作为有力支撑，以市场需求作为原始动力，以要素供给作为可持续发展的重要驱动力。最后，本文根据分析的结果提出对于金融集聚水平较高的城市，需要加强金融集聚要素供给能力的提高和人文与自然环境的建设；对于金融集聚处于中等水平的城市，要更注重提升金融集聚要素供给能力，继续大力开发金融市场；对于金融集聚发展初期的城市，主要注重发挥政府能动优势，，积极扩大金融市场的需求，让本土金融市场更加活跃。
[Abstract]:Financial industry agglomeration has become a basic form of modern financial industry organization. It is an effective way to promote the development of financial industry and enhance the competitiveness of financial industry. It is also an important symbol of the level of urban economic development. The phenomenon of financial industry agglomeration in our country has already appeared preliminarily. Shanghai, Beijing and Shenzhen have developed into national financial center. Compared with the international financial center, the degree of financial agglomeration of domestic financial center is generally low, the level of agglomeration is lower, and the financial institutions. Therefore, explore the motivation and formation mechanism behind financial agglomeration, formulate scientific and reasonable development strategy of financial industry agglomeration. It has become an important research topic for the development of urban financial industry in China. In this paper, the related theory of financial agglomeration and the causes of financial agglomeration are described in detail. Based on the level of financial agglomeration and the factors affecting the establishment of the index system. The principal component analysis (PCA) is used to measure and analyze the financial agglomeration situation and the causes of financial agglomeration in China. Through the establishment of panel quantile regression model, the paper makes an empirical study on the mechanism of financial agglomeration motivation. The results show that the degree of financial agglomeration in cities is relatively low in China, and there are great differences between cities and regions. 2) the market demand of financial agglomeration in China, the supply capacity of elements and the level of urban basic environment are not high as a whole, and there are differences between cities and regions; (3) the supply of elements of financial agglomeration, such as human capital, information technology and innovation ability, has a significant promoting effect on the development of financial agglomeration, and the higher the level of financial agglomeration, the more obvious the promoting effect; 4) the market demand factors of financial agglomeration include residents, governments, enterprises and the demand for opening to the outside world, which has a significant role in promoting financial industry agglomeration. However, the force of market demand does not increase with the increase of financial agglomeration scale. 5) Urban basic environmental factors play a significant role in promoting financial agglomeration, especially when the urban financial industry is in the middle and high level of agglomeration. Urban basic environmental factors play a more important role in promoting the agglomeration of financial industry. There are differences in the supply of financial agglomeration elements, the market demand of financial agglomeration and the effect of urban basic environment on financial industry agglomeration. The urban financial industry agglomeration in China should be supported by urban basic environment. Taking market demand as the original motive force and factor supply as the important driving force of sustainable development. Finally, according to the results of the analysis, the paper points out that for the cities with higher level of financial agglomeration, it is necessary to strengthen the supply capacity of financial agglomeration elements and the construction of humanities and natural environment. For cities where financial agglomeration is at a medium level, we should pay more attention to enhancing the supply capacity of financial agglomeration elements and continue to develop financial markets vigorously; For the cities in the early stage of financial agglomeration, the main emphasis is to give full play to the dynamic advantages of the government, to expand the demand of the financial market, and to make the local financial market more active.
【学位授予单位】：湖南大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832;F224

【参考文献】