金融宏观审慎监管的国际发展及在我国的适用

发布时间：2018-01-23 17:36

本文关键词： 宏观审慎监管国际发展中国适用　出处：《现代经济探讨》2010年05期 　论文类型：期刊论文

【摘要】：金融危机使得宏观审慎监管再次成为各国金融监管的重心。该文从分析宏观审慎监管的起源和特点出发,介绍了宏观审慎监管的国际发展状况,指出宏观审慎监管在我国的适用性:在结构上,宏观审慎监管者应包括中央银行和其他金融业监管者,但又应具备一定的独立性;在内容上,宏观审慎监管应关注国内经济政策和金融监管政策的实际效果和相互之间的协调性,并充分注意国际宏观审慎监管的发展趋势;在手段上,多维度的宏观审慎监管工具将提供更为有效的监管分析;在配套设施上,我国应加强金融市场的基础设施建设,并迫切需要完善相关金融交易的会计制度和金融机构的退出机制。
[Abstract]:The financial crisis has made macro-prudential supervision the focus of financial supervision in many countries. This paper analyzes the origin and characteristics of macro-prudential supervision and introduces the international development of macro-prudential supervision. The paper points out the applicability of macro-prudential supervision in China: in structure, macro-prudential supervision should include central bank and other financial regulators, but should have certain independence; In content, macro-prudential supervision should pay attention to the actual effect and coordination of domestic economic policy and financial regulatory policy, and pay full attention to the development trend of international macro-prudential supervision. In terms of means, multi-dimensional macro-prudential regulatory tools will provide more effective regulatory analysis; In supporting facilities, our country should strengthen the financial market infrastructure construction, and urgently need to improve the accounting system of related financial transactions and financial institutions exit mechanism.
【作者单位】：特华博士后科研工作站;中欧陆家嘴国际金融研究院;
【分类号】：F832.1
【正文快照】： 金融体系的整体风险大小取决于其组成部分(即金融机构、金融市场及其他市场参与者)的个体风险程度,但又不完全等同于个体风险的简单迭加。个体的风险从微观角度而言可能并无不妥,但若综合起来,却有可能对整个金融体系造成负面冲击。历次金融危机都证明,金融体系的整体风险比

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