凤阳县金融发展与经济增长关系研究

发布时间：2018-01-29 00:39

本文关键词： 县域经济金融发展经济增长　出处：《安徽财经大学》2012年硕士论文　论文类型：学位论文

【摘要】：县域经济作为国民经济的一个重要组成部分,其健康快速发展对于国民经济的持续发展具有重要的推动作用。凤阳县作为欠发达县域,经济发展已经严重滞后于安徽省中心城市,并且还滞后于安徽县域经济发展的平均水平,造成这样后果的因素有很多,其中,凤阳金融发展不到位已经成为制约经济发展壮大的瓶颈。文章以影响凤阳县域经济增长中的金融要素为研究对象,实证分析了凤阳金融发展与经济增长之间的相互作用关系,并提出相关的政策建议。在结合相关理论综述的基础上,文章首先分析了凤阳县域经济发展的基本情况,概述了凤阳县金融制度安排及其发展历程,在全面总结了凤阳县域经济增长和金融发展的基本状况的基础上,得到了目前凤阳县域经济增长和金融发展的中的几点结论。在定性认识的基础上,文章还采用定量分析的方法,来探讨金融因素对凤阳经济增长的影响和作用机制。在建立了凤阳经济增长与金融发展之间关系的AK模型后,运用了单位根检验、协整关系检验和格兰杰因果关系检验等科学的检验方法,得出了凤阳经济增长变量与金融发展变量之间存在长期协整关系,然后在变量间进行了回归分析,剖析了凤阳经济增长与金融发展的相关性,最后得出了相应的结论。根据定性分析和定量分析,凤阳存在金融创新能力差,金融抑制严重以及金融资产结构不合理,金融资产过于单一等问题,而凤阳金融资产的增加也只是储蓄的增加,凤阳落后的资本市场不能把较高的储蓄转化为投资,最终导致了凤阳金融发展对经济增长的拉动有限,也不能有效的促进其产业结构的调整。最后,文章针对凤阳目前经济增长和金融发展存在的问题,提出了促进凤阳经济金融健康发展的几点政策建：一是大力发展资本市场；二是推动金融机构多元化发展；三是加快金融创新；四是加大对非正规金融的监管；五是推进金融深化。
[Abstract]:County economy as an important part of the national economy, its healthy and rapid development for the sustainable development of the national economy has an important role in promoting. Fengyang County as an underdeveloped county area. The economic development has lagged behind the central city of Anhui Province seriously, and also lagged behind the average level of the county economic development in Anhui Province. There are many factors that cause such consequences, among them. The lack of financial development in Fengyang has become the bottleneck of restricting economic growth. This article focuses on the financial elements that affect the growth of Fengyang county economy. This paper empirically analyzes the interaction between financial development and economic growth in Fengyang, and puts forward relevant policy recommendations. On the basis of summarizing the relevant theories, the article first analyzes the basic situation of Fengyang county economic development, summarizes the Fengyang county financial system arrangement and its development process. On the basis of summing up the basic situation of Fengyang county economic growth and financial development, this paper obtains several conclusions of Fengyang county economic growth and financial development. The article also uses the quantitative analysis method to discuss the financial factor to Fengyang economic growth influence and the action mechanism. After has established the Fengyang economic growth and the financial development relations AK model. Using the scientific test methods such as unit root test, cointegration test and Granger causality test, the long-term cointegration relationship between Fengyang economic growth variable and financial development variable is obtained. Then the regression analysis is carried out among the variables, and the correlation between Fengyang economic growth and financial development is analyzed, and the corresponding conclusions are drawn. According to qualitative analysis and quantitative analysis, Fengyang has some problems, such as poor ability of financial innovation, serious financial repression, unreasonable structure of financial assets and too single financial assets. Fengyang financial assets increase is only the increase of savings Fengyang backward capital market can not convert higher savings into investment eventually leading to Fengyang financial development on the economic growth of limited pull. Also can not effectively promote the adjustment of its industrial structure. Finally, the article aimed at Fengyang's current economic growth and financial development problems. Several policies are put forward to promote the healthy development of Fengyang economy and finance: first, develop the capital market vigorously; Second, to promote the diversified development of financial institutions; Third, to speed up financial innovation; Fourth, to strengthen the supervision of informal finance; Fifth, promote financial deepening.
【学位授予单位】：安徽财经大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F127;F832.7

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