基层行长的特征、履职水平与银行业绩和风险控制——以454位分支行行长的数据为例

发布时间：2018-03-02 04:39

本文关键词： 国有控股商业银行行长特征履职水平银行业绩风险控制　出处：《经济体制改革》2010年03期 　论文类型：期刊论文

【摘要】：根据中国某省内五家大型国有控股商业银行共454位市、县级分支行正行长的特征与履职水平评分数据,以及五家银行所属省分行的业绩与风险控制数据,研究国有控股商业银行基层分支行行长的特征、履职水平与银行的业绩和风险控制之间的关系。研究发现:基层分支行行长的年龄分布合理、金融工作平均年限较长;任现职年限较短,分支机构高管人员的岗位交流现象普遍。进一步的检验表明,金融工作年限越长,履职水平越低;专科毕业的行长具有更低的履职水平;市级分行与中心城市支行行长的履职水平高于县级支行行长。结果表明,基层行长的特征显著影响其履职水平,继而影响整个银行的经营业绩与风险控制水平。
[Abstract]:According to the scoring data on the characteristics and performance level of the chief executives of the five large state-owned holding commercial banks in a certain province of China, a total of 454 cities, and the performance and risk control data of the provincial branches of the five banks, This paper studies the characteristics of grassroots branch governors of state-owned holding commercial banks and the relationship between their performance level and bank performance and risk control. It is found that the age distribution of grass-roots branch governors is reasonable and the average years of financial work is longer; The current tenure is short, and the exchange of posts among senior executives in branches is common. Further tests show that the longer the financial service, the lower the performance level, and the lower the performance level of the president who graduated from college. The performance level of city branch and central city branch president is higher than that of county branch president. The results show that the characteristics of the basic level governor have a significant impact on the performance of their duties, and then affect the management performance and risk control level of the whole bank.
【作者单位】：四川大学工商管理学院;四川大学金融研究所;西南财经大学国际商学院;四川省银监局;
【基金】：国家社会科学基金重点项目(08AJY045) 西南财经大学211工程三期项目资助
【分类号】：F832.2;F224

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