A银行X分行IT风险测评及对策研究

发布时间：2018-03-06 11:33

本文选题：风险　切入点：IT风险　出处：《电子科技大学》2015年硕士论文　论文类型：学位论文

【摘要】：信息科技的广泛应用,深刻地改变了国内商业银行传统的经营模式和服务手段。金融服务的深度和广度、业务交易效率得到极大的提高。对信息科技的高度依赖,也随之产生了日益集中、不断增大的信息科技风险。A银行X分行目前的日常业务基本在信息化系统中实现。信息化系统一旦发生故障,对A银行X分行造成的经济损失无法衡量,同时也会对X分行造成不可恢复的名誉损失。为降低IT风险的发生概率,同时在IT风险发生的第一时间提供风险应对预案、降低损失,有必要对A银行X分行展开IT风险的测评与对策研究。本文共分六章展开研究。第一章为绪论;第二章对IT风险、IT风险识别与评估的典型方法、商业银行IT风险等理论与方法进行了系统梳理;第三章介绍了X分行风险管理的现状、风险来源及存在问题等;第四章为IT风险评价部分,在对IT风险发生后果严重性进行清晰界定基础上,利用层次分析法计算出了IT风险发生可能性,给出了IT风险的排序清单,大大提高了X分行IT风险评估的科学性;针对风险排序的结果,第五章从服务中断预案、外包管理与授权控制三方面展开了对策研究;第六章对本文的研究成果进行了总结,并提出了下一步的研究展望。本文开展的基于A银行X分行的IT风险测评与对策研究,系统梳理了A银行X分行的IT风险管理思路、提供了A银行X分行IT风险测评的方法,同时为国内其他商业银行IT风险测评工作提供了方法借鉴。
[Abstract]:The extensive application of information technology has profoundly changed the traditional management mode and service means of domestic commercial banks. The depth and breadth of financial services, the efficiency of business transactions have been greatly improved, and they are highly dependent on information technology. As a result, the increasing risk of information technology. The current daily business of Bank X Branch of Bank A is basically realized in the information system. Once the information system fails, In order to reduce the probability of occurrence of IT risk and to provide risk response plan for the first time when IT risk occurs, the economic loss caused by X Branch of Bank A can not be measured, and it will also cause irreparable loss of reputation to X Branch. In order to reduce loss, it is necessary to carry out IT risk assessment and countermeasure research on X Branch of Bank A. this paper is divided into six chapters. The first chapter is the introduction, the second chapter is the typical method of IT risk identification and evaluation. The third chapter introduces the current situation of risk management in X branch, the source of risk and the existing problems. Chapter 4th is the part of IT risk evaluation. On the basis of clearly defining the severity of IT risk, the possibility of IT risk is calculated by AHP, and the ranking list of IT risk is given, which greatly improves the scientific nature of IT risk assessment in X branch. According to the result of risk ranking, Chapter 5th studies the countermeasures from three aspects of service interruption plan, outsourcing management and authorization control. Chapter 6th summarizes the research results of this paper. And put forward the next research prospect. This paper carries out the IT risk evaluation and countermeasure research based on A Bank X Branch, systematically combs the IT risk management thought of A Bank X Branch, and provides the method of IT risk Evaluation of A Bank X Branch. At the same time for other domestic commercial banks IT risk assessment work to provide a method for reference.
【学位授予单位】：电子科技大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F832.33;F270.7

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