新型农业经营体系下的农村金融问题探究

发布时间：2018-03-18 02:10

本文选题：经济发展　切入点：新型农业经营体系　出处：《哈尔滨师范大学》2015年硕士论文　论文类型：学位论文

【摘要】：改革开放以来,中国经济飞速发展,取得了举世瞩目的成就。但作为我国人口众多的农村地区,仍处于相对落后状态,如何打破城乡二元结构,增加农民收入实现共同富裕的社会主义伟大目标,成为我国经济发展新一轮任务。但作为我国经济中最薄弱的农村地区,经济发展虽然取得了长足进步,但相较于经济飞速发展的城市地区,仍然处于相对落后状态,这也制约了我国经济的总体发展。改革开放至今,我国大体经历三次农村金融改革,逐渐形成了现有的农村金融体系。但现有的农村金融体系仍然存在着诸多的问题,主要体现在农村金融供求的双方面不足,资金利用率较低,农村金融服务部门较少,无法满足大量的农村资金需求。农业保险缺失,无法确保农村经济的稳定健康发展。对于我国农村金融存在问题的正确认识和了解,不但有利于我国农村地区经济的发展,更关乎我国经济的整体发展。本文分文五个章节论述第一章为绪论。介绍了选题背景及研究意义,并依此提出了本文的研究框架及研究方法。对与本文研究相关的国内外的理论和文献进行了综述,提出了本文创新与不足的地方。第二章为农村金融问题理论概述。主要针对现行国际比较成型的金融经济发展理论的发展进行综合性分析,为我国农村金融的研究提供理论基础。第三章主要讨论为农村新型经济体系建设过程中对我国农村金融发展的要求。主要从提出的背景内涵角度分析农村金融对于新型农业经营体系的发展中所提供的支持第四章阐述了我国农村金融的总体现状,存在的问题以及形成原因,通过这些分析,找出我国农村金融的弊端。为提出我国农村金融改革方案提供依据。第五章为新型农业经营体系体系下的农村金融改革,对我国农村金融改革提出具体的建议。
[Abstract]:Since the reform and opening up, China's economy has developed rapidly and made remarkable achievements. However, as a rural area with a large population, it is still in a relatively backward state. How to break the dual structure between urban and rural areas, Increasing farmers' income and realizing the great socialist goal of common prosperity has become a new task for the economic development of our country. However, as the weakest rural area in our economy, economic development has made considerable progress. However, compared with the rapid economic development of urban areas, China is still in a relatively backward state, which also restricts the overall economic development of our country. Since the reform and opening up to the outside world, China has generally experienced three rural financial reforms. But the existing rural financial system still has many problems, mainly reflected in the shortage of rural financial supply and demand, the low utilization rate of funds, and the less rural financial service sector. The lack of agricultural insurance, the inability to ensure the stable and healthy development of the rural economy, the correct understanding and understanding of the problems existing in rural finance in China are not only conducive to the development of the rural economy in China, This paper is divided into five chapters: the first chapter is the introduction. It introduces the background of the topic and the significance of the research. Based on this, the research framework and research methods of this paper are put forward, and the domestic and foreign theories and literature related to this study are summarized. The second chapter is an overview of the theory of rural financial problems, mainly aimed at the development of the current international comparative model of financial and economic development theory. The third chapter mainly discusses the requirements for the development of rural finance in the process of the construction of new rural economic system. Chapter 4th of the support provided in the development of the new agricultural management system describes the overall situation of rural finance in China. Through these analysis, we can find out the malpractice of rural finance in our country, and provide the basis for the scheme of rural finance reform in our country. Chapter 5th is the reform of rural finance under the new agricultural management system. Put forward the concrete suggestion to our country countryside finance reform.
【学位授予单位】：哈尔滨师范大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F832.35

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