我国上市商业银行资本结构与经营绩效相关性研究

发布时间：2018-03-19 09:51

本文选题：商业银行　切入点：资本结构　出处：《北京林业大学》2014年硕士论文　论文类型：学位论文

【摘要】：本文针对商业银行资本结构与经营绩效的关系这一课题进行了理论和实证方面的研究,选取16家上市银行为样本,根据金融企业绩效评价指标,综合选取了部分比率加权平均作为绩效衡量标准,选取代表股权结构和债权结构的股东持股比例、股东性质、资本充足率、资产负债率等资本结构指标进行回归分析,得出以下结论：第一大股东持股比例与商业银行经营绩效正相关、前十大股东持股比例与商业银行经营绩效正相关、境外法人持股比例与商业银行经营绩效负相关、资产负债率与经营绩效正相关、资本充足率与经营绩效正相关。据此,尝试性的提出从优化股权结构、优化债权结构、建立并完善我国商业银行绩效评价体系几方面寻求改善的政策建议。
[Abstract]:In this paper, the relationship between capital structure and operating performance of commercial banks is studied theoretically and empirically, and 16 listed banks are selected as samples, according to the performance evaluation index of financial enterprises. This paper selects the partial ratio weighted average as the performance measurement standard, selects the capital structure index, such as the shareholding ratio, the shareholder nature, the capital adequacy ratio, the asset-liability ratio, and so on, which represents the ownership structure and the debt structure, to carry on the regression analysis. The main conclusions are as follows: first, the proportion of the largest shareholders is positively related to the performance of the commercial banks, the proportion of the top ten shareholders is positively related to the performance of the commercial banks, and the proportion of foreign legal persons is negatively related to the performance of the commercial banks. The asset-liability ratio is positively correlated with the operating performance, and the capital adequacy ratio is positively correlated with the operating performance. To establish and improve the performance evaluation system of commercial banks in China.
【学位授予单位】：北京林业大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.33

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