风险管理在银行POS收单系统开发中的应用研究

发布时间：2018-03-19 11:15

本文选题：风险管理　切入点：POS　出处：《北京邮电大学》2012年硕士论文　论文类型：学位论文

【摘要】：花旗银行总裁沃尔特·维斯顿的名言是：“事实上银行家从事的是管理风险的行业。简单来说,这就是银行业。”可谓一语道破天机,直击问题要害。风险无处不在的市场经济中,银行因为承担风险而生存和发展,银行因为经营风险而精彩和繁荣。本文将以项目管理知识体系作为理论基础,充分利用项目管理的思想,从风险管理的发展、现状、方法、程序、行为管理等方面系统分析了项目风险管理的理论知识。本文以渤海银行北京分行POS收单系统项目为案例,在参阅了大量文献资料的基础上,将项目风险管理理论与银行POS收单管理相结合,通过实例分析介绍风险管理在该项目中的具体应用。本文目的就在于,通过研究项目风险管理理论在银行POS收单系统中的实际应用,探讨项目风险管理在此类项目管理中所发挥的重要作用及项目风险管理模式。全文共分为六个部分,采取理论联系实际的方法。主要通过对历史文献资料回顾、问题论述、观点论证等手段对风险管理在电子银行业务系统中所起的作用进行研究。通过相关数据加工和数据分析,对项目实施过程中的阶段性成果以及相关结论进行论证,增强研究的支撑基础。第一章绪论部分着重介绍选题的背景与意义,项目风险管理的发展历史和现状情况；第二章介绍了银行POS收单系统的概况,以及本次项目的研究背景和建设方案；第三章介绍项目风险管理的理论和方法；第四章运用项目风险管理的技术方法,对项目各个阶段中的风险点进行了识别；第五章运用项目管理的技术方法,针对项目风险进行评估；第六章运用项目风险分析技术重点对设计风险中几项风险最大的因素进行全面、客观的防范与控制。本文的创新之处在于通过对项目风险管理与实际电子银行业务的交叉研究,加深了对风险管理理论的理解与认识,同时通过对银行POS收单系统项目风险管理的实践,结合在项目管理过程中取得的经验和发现的问题,最终形成针对类似工程项目的风险管理的识别、评估和应对措施,丰富了项目风险管理的理论知识。
[Abstract]:Walter Weston, Citigroup's president, famously said, "in fact, bankers are in the business of managing risk. In short, this is banking." The bank survives and develops because of taking risks, and the bank is splendid and prosperous because of the management risk. This paper will take the knowledge system of project management as the theoretical basis, make full use of the thought of project management, from the development, present situation, method of risk management, The theoretical knowledge of project risk management is systematically analyzed in the aspects of procedure, behavior management and so on. This paper takes the POS receipt system project of Bohai Bank Beijing Branch as an example, on the basis of consulting a lot of literature. This paper combines the project risk management theory with the bank POS receipt management, and introduces the concrete application of the risk management in the project through the analysis of an example. The purpose of this paper is to, By studying the practical application of project risk management theory in POS receipt system of bank, this paper discusses the important role of project risk management in this kind of project management and the mode of project risk management. The full text is divided into six parts, adopting the method of combining theory with practice. Point of view and other means to study the role of risk management in the electronic banking business system. Through the relevant data processing and data analysis, the stage results and related conclusions in the implementation of the project are demonstrated. The first chapter introduces the background and significance of the topic, the development history and current situation of project risk management, and the second chapter introduces the general situation of bank POS receipt system. The third chapter introduces the theory and method of project risk management. Chapter 4th uses the technical method of project risk management to identify the risk points in each stage of the project. Chapter 5th uses the technical method of project management to evaluate the project risk, and chapter 6th uses the project risk analysis technique to focus on the comprehensive, objective prevention and control of several factors of the greatest risk in the design risk. The innovation of this paper is that through the cross-study of project risk management and actual electronic banking business, it deepens the understanding and understanding of risk management theory, and at the same time, through the practice of project risk management of bank POS receipt system, Combined with the experience and problems found in the process of project management, the identification, evaluation and response measures of risk management for similar engineering projects are finally formed, which enriches the theoretical knowledge of project risk management.
【学位授予单位】：北京邮电大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832.2

【共引文献】