我国科技型中小微企业专利质押融资研究

发布时间：2018-04-15 15:22

本文选题：专利质押 + 融资　；参考：《长沙理工大学》2015年硕士论文

【摘要】：我国中小微企业创造的经济效益对我国经济的发展具有重大作用,但融资难是制约中小微企业长远发展的重要瓶颈之一。传统的融资方式中银行或其它金融机构为规避风险,选择具有一定经济实力的企业进行投资,中小型企业要想获得贷款必须具备一定价值的质押物。1995年《担保法》规定无形资产也可以作为质押物进行融资,正好国外知识产权质押融资发展正盛,国内1996年以来专利申请和授权数量增长很快,很多科技型中小微企业具有大量的专利技术却苦于无资金将其产业化,这一新型融资模式的出现给科技型中小微企业的发展带来了希望。国内专利质押融资最开始在北上广等经济发达地区展开,截至2014年,全国绝大部分省会城市都涉足该领域,并且普及至县镇地区。通过对专利质押融资理论进行研究,利用国家知识产权局网站公布的专利质押融资合同信息和国家统计局网站的相关数据进行实证研究,首先对我国科技型中小微企业专利质押融资的发展现状进行探讨,从专利质押融资法律规定、质权人信息、出质人信息、专利质押融资额度、融资的合同和专利数量五个纬度对我国专利质押融资的发展趋势和存在的问题进行分析。2008-2014年7年问,我国专利质押融资发展很快,相关法律规定越发完善,为专利质押融资创造了良好的法律环境。在政府政策的支持下,参与专利质押贷款的质权人除了银行以外,很多其它金融机构也大胆涉足该领域,为支持专利质押融资的发展,国内多地还成立科技金融机构,专门解决专利质押融资问题,使我国专利质押融资更为专业化。地域方面,专利质押融资的发展主要还是发达城市发展较好,但其它中小城市陆续普及,深入城镇。融资额度的确定一直是专利质押融资中的重点与难点,整体来看,融资额度较大的企业一般属于经济较发达的城市,融资额度逐年递增。实证研究中主要利用回归分析和主成分分析来探讨专利价值、企业信息、质押环境对融资额度的影响,研究结果表明专利类型、专利数量、专利有效期限、IPC分类、专利引用次数、权利要求数、企业发明专利数量、实用新型专利数量、外观设计专利数量、质押专利数量、质押期限等是专利质押融资额度的主要影晌因素。
[Abstract]:The economic benefits created by small and medium-sized enterprises in China play an important role in the economic development of our country, but the difficulty of financing is one of the important bottlenecks restricting the long-term development of small and medium-sized enterprises.In traditional financing methods, banks or other financial institutions choose enterprises with certain economic strength to invest in order to avoid risks.In order to obtain loans, small and medium-sized enterprises must have collateral of certain value. The 1995 "guarantee Law" stipulates that intangible assets can also be used as collateral for financing, just as foreign intellectual property rights pledge financing is flourishing.Since 1996, the number of patent applications and authorizations in China has increased rapidly. Many small, medium and small science and technology enterprises have a large number of patent technologies, but have no funds to industrialize them.The emergence of this new financing model brings hope to the development of science and technology-based medium-and-small-sized enterprises.Domestic patent pledge financing was first launched in economically developed areas such as North China and Guangzhou. As of 2014, most of the country's provincial capitals were involved in this area, and spread to counties and towns.Through the research on the theory of patent pledge financing, using the information of patent pledge financing contract published on the website of the State intellectual property Office and the relevant data from the website of the National Bureau of Statistics,First of all, this paper discusses the current situation of patent pledge financing in small, medium and small science and technology enterprises in our country, from the legal provisions of patent pledge financing, the information of the mortgagor, the information of the mortgagor, the amount of the financing of the patent pledge.This paper analyzes the development trend and existing problems of patent pledge financing in China from five angles of contract and number of patents. Seven years from 2008 to 2014, the development of patent pledge financing in China is very fast, and the relevant laws and regulations are more and more perfect.It creates a good legal environment for patent pledge financing.With the support of government policies, in addition to banks, many other financial institutions involved in patent pledge loans have ventured into this field. In order to support the development of patent pledge financing, many domestic financial institutions have also set up scientific and technological institutions.Specialized solution patent pledge financing problem, causes our country patent pledge financing to be more specialized.In terms of region, the development of patent pledge financing is still better in developed cities, but other small and medium-sized cities are popularizing and going deep into towns.The determination of financing quota has always been the focus and difficulty in patent pledge financing. On the whole, the enterprises with larger financing quota generally belong to the more developed city, and the financing quota is increasing year by year.In the empirical research, we mainly use regression analysis and principal component analysis to discuss the impact of patent value, enterprise information and pledge environment on the financing quota. The results show that the types of patents, the number of patents, the duration of patents are classified by IPC.The number of patent citations, the number of claims, the number of enterprise invention patents, the number of utility model patents, the number of design patents, the number of pledged patents and the duration of the pledge are the main influencing factors of the amount of patent pledge financing.
【学位授予单位】：长沙理工大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F832.4;F276.3

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