多元贫困视域下民族地区农村信用合作社发展政策研究

发布时间：2018-04-18 09:15

本文选题：民族地区 + 多元贫困　；参考：《中南民族大学》2015年硕士论文

【摘要】：近些年,我国经济高速发展,社会结构不断转型,人们生产和生活方式也在不断变化。然而,“三农”依然是我国现在且未来一段时间内难以解决的问题。农村落后的现状在我国民族地区表现的尤为突出,多元化的贫困现状成为限制民族地区实现脱贫和建设小康社会的重要因素。为解决我国民族地区落后的问题,实现脱贫致富,为民族地区提供资金支持是关键。农村信用合作社成立之初就是为了支持农村的发展和建设,其用以支持农村发展为目的的存款、信贷业务也更加适应农民的需要。本文从民族地区的多元贫困现状出发,对民族地区农村信用合作社的多元扶贫效应进行分析,构建多元贫困理论与民族地区农村信用合作社减贫效应的耦合模型,并以内蒙古自治区为例进行实证分析,在此基础上提出相应对策建议。文章认为,应当创建优良的农村合作金融信用环境,建立健全农业风险担保体系,加快农村信用合作社立法优化其外部环境,完善农村信用合作社法人治理结构,引入人才竞争与考核机制,强化人才队伍建设,提供创新产品和创新服务,强化农村信用合作社内部管理。
[Abstract]:In recent years, with the rapid economic development, social structure transformation, people's way of life and production are constantly changing.However, agriculture, countryside and farmers is still a difficult problem to solve in China.The present situation of rural backwardness is especially prominent in the minority areas of our country. The pluralistic poverty situation has become an important factor that restricts the realization of poverty eradication and the construction of a well-off society in ethnic minority areas.In order to solve the backward problem of minority areas in our country, to get rid of poverty and become rich, and to provide financial support for minority areas is the key.Rural credit cooperatives were established to support the development and construction of rural areas, its purpose to support rural development deposits, the credit business is more suitable for the needs of farmers.Based on the status quo of multi-poverty in minority areas, this paper analyzes the multi-poverty effect of rural credit cooperatives in minority areas, and constructs a coupling model between the theory of multiple poverty and the poverty reduction effect of rural credit cooperatives in minority areas.Taking Inner Mongolia Autonomous region as an example, the corresponding countermeasures and suggestions are put forward.The paper holds that we should establish an excellent rural cooperative financial credit environment, establish and improve the agricultural risk guarantee system, speed up the legislation of rural credit cooperatives to optimize their external environment, and perfect the corporate governance structure of rural credit cooperatives.Introducing talent competition and examination mechanism, strengthening the construction of talent team, providing innovative products and services, and strengthening the internal management of rural credit cooperatives.
【学位授予单位】：中南民族大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F832.35

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