小城镇建设中金融支持的对策选择——永安市小陶镇、尤溪县洋中镇调查报告

发布时间：2018-04-21 14:27

本文选题：城乡统筹 + 金融支持　；参考：《福建论坛(人文社会科学版)》2010年11期

【摘要】：对列入福建省21个小城镇综合改革试点的永安市小陶镇、尤溪县洋中镇的调查显示,当前金融支持小城镇建设存在的主要问题有:小城镇的贷款占比偏低,金融支持的力度不够;小城镇的金融组织过于单一,金融支持的宽度不够;小城镇的金融服务产品较少,金融支持的深度不够;小城镇的消费贷款量偏少,金融支持的频度不够;小城镇全民创业贷款量偏少,金融支持的广度不够;小城镇金融生态环境不理想,金融支持的强度不够。金融推进城乡统筹发展、加快小城镇建设的对策选择是:加大对小城镇建设的信贷投入;深化对小城镇的信贷产品支持;扩大小城镇的金融组织力量;创新小城镇的消费信贷品种;扩大小城镇的创业贷款业务;加强小城镇的金融生态环境建设。
[Abstract]:A survey of Xiaotao Town, Yongan City, and Yangzhong Town, Youxi County, which is listed as a pilot project for comprehensive reform of 21 small towns in Fujian Province, shows that the main problems existing in the current financial support for the construction of small towns are: the proportion of loans to small towns is on the low side. The financial support is not strong enough; the financial organization of the small town is too single, the width of the financial support is not enough; the financial service product of the small town is less, the depth of the financial support is not enough; the amount of consumer loan in the small town is on the low side. The frequency of financial support is not enough; the amount of small town's national venture loan is on the low side, and the breadth of financial support is not enough; the financial ecological environment of small town is not ideal, and the intensity of financial support is not enough. The countermeasures for promoting the overall development of urban and rural areas and speeding up the construction of small towns are as follows: increasing the credit input for the construction of small towns, deepening the support of credit products for small towns, expanding the strength of financial organizations in small towns and cities; We should innovate the variety of consumer credit in small towns, expand the business of pioneering loans in small towns, and strengthen the construction of financial ecological environment in small towns.
【作者单位】：福建省三明市社会科学研究所;
【分类号】：F299.2;F832.4

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