江苏农村金融发展与城乡收入差距的实证研究

发布时间：2018-04-24 15:13

本文选题：江苏省 + 农村金融发展　；参考：《南京大学》2012年硕士论文

【摘要】：改革开放以来,江苏经济取得了飞速发展,居民生活水平得到了极大的改善。但伴随着经济的腾飞,江苏省城乡居民收入差距也显现出扩大的趋势。这种趋势的出现,意味着收入分配的不公,是政府和社会急需解决的问题。影响城乡收入差距的因素很多,农村金融发展是其中较重要的一个。对江苏农村金融发展与城乡收入差距关系进行研究,探索其影响机制,具有重要的现实意义。本文首先阐述了研究意义与背景,研究方法以及可能的创新与不足。然后本文全面回顾金融发展理论,并对城乡收入差距相关理论做了总结,在此基础上,建立了研究两者关系的理论分析框架。其次本文对江苏省农村金融发展与城乡收入差距现状进行描述,指出当前农村金融发展的成效与不足。再者,基于实际数据,本文建立了VAR模型,通过实证研究了江苏农村金融发展对于城乡收入差距的影响。分析实证结果可以得出：江苏省农村金融发展规模的扩张,会带来社会收入分配的不公,表现为城乡收入差距的拉大；而提高江苏省农村金融发展效率则是缩小城乡收入差距,促进社会和谐发展的有效途径。最后本文对实证结果进行了分析,并针对性的给出政策建议用以解决江苏城乡收入差距扩大问题。包括主动引导商业信贷并防止农村金融资源流失、改善农村金融生态环境并促进农村金融市场竞争、发展农村规模化经营并提高农村人力资本等。
[Abstract]:Since the reform and opening - up , Jiangsu ' s economy has made rapid development , and the living standard of the residents has been greatly improved . However , the income gap of urban and rural residents in Jiangsu Province has shown an expanded tendency along with the economic development . This trend means that the inequality of income distribution is the problem that the government and the society need to solve . The rural financial development is one of the more important factors . It has important practical significance to study the relationship between rural financial development and urban and rural income gap and explore its impact mechanism .

This paper first expounds the research significance and the background , the research methods and possible innovations and deficiencies . Then , the paper comprehensively reviews the theory of financial development and summarizes the relevant theories of urban and rural income gap , and points out the effect and deficiency of rural financial development in Jiangsu Province .
In the end , this paper analyzes the income gap between urban and rural areas , and gives the policy suggestions to solve the problem of widening income gap between urban and rural areas .

【学位授予单位】：南京大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832.35;F127;F224

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