我国中小物流企业融资对策研究

发布时间：2018-05-03 08:55

本文选题：中小型物流企业 + 融资困难　；参考：《辽宁大学》2012年硕士论文

【摘要】：目前我国中小型物流企业融资难度大、融资成本及风险高。而造成我国中小型物流企业融资困难的原因既有企业自身和行业的原因也有来自信贷体制、资本市场和社会中介服务方面的制约。为解决我国中小型物流企业的融资困难，，企业自身应加强内部管理，商业银行应大力发展物流银行质押贷款业务，而政府应支持物流园区建设，并加快发展资本市场的步伐。并且政府有必要成立类似美国中小企业管理局的专业担保机构甚至建立与中小企业相适应的政策性银行。本文共分五部分。第一部分，讨论了小型和中型物流企业融资问题的研究背景、现实意义，以及对国内外小型和中型物流企业融资研究现状进行描述；第二部分，概述我国中小物流企业的发展历史、中小物流企业在经济、社会发展中发挥的重要作用以及在发展中遇到的问题，指出制约中小物流企业发展的瓶颈问题是其面临的融资困难问题；第三部分，指出我国中小物流企业目前面临的融资困难并分析造成其融资困难的形成原因；第四部分，基于Z—Score模型对上市物流企业融资的财务风险检验，运用定性和定量相结合的方法分析了上市物流企业财务风险，为我国商业银行给上市物流企业借贷提供一定的参考价值；第五部分，根据第三、第四章分析的原因，从不同的角度给出解决我国中小物流企业融资困难的对策。
[Abstract]:At present, small and medium-sized logistics enterprises in our country are difficult to finance, high financing cost and high risk. The causes of financing difficulties of small and medium-sized logistics enterprises in China are not only the enterprises themselves and the industry, but also the constraints from the credit system, capital market and social intermediary services. In order to solve the financing difficulties of the small and medium-sized logistics enterprises in China, the enterprises themselves should strengthen their internal management, the commercial banks should vigorously develop the pledge loan business of the logistics banks, and the government should support the construction of the logistics parks and speed up the pace of developing the capital market. And it is necessary for the government to set up professional guarantee agencies such as the small and medium Enterprises Administration of the United States or even policy banks suitable for small and medium-sized enterprises. This paper is divided into five parts. The first part discusses the research background, practical significance, and the current situation of financing of small and medium-sized logistics enterprises at home and abroad. This paper summarizes the history of the development of small and medium-sized logistics enterprises in China, the important role played by small and medium-sized logistics enterprises in the development of economy and society, and the problems encountered in the development of small and medium-sized logistics enterprises. The paper points out that the bottleneck problem that restricts the development of small and medium-sized logistics enterprises is the financing difficulty they face; the third part points out the financing difficulties faced by the small and medium-sized logistics enterprises in China and analyzes the reasons for the formation of the financing difficulties. Based on the Z-Score model, this paper analyzes the financial risk of listed logistics enterprises by means of qualitative and quantitative analysis, which provides a certain reference value for Chinese commercial banks to lend to listed logistics enterprises. The fifth part, according to the third chapter, the fourth chapter analyzes the reason, from the different angle gives the solution our country small and medium-sized logistics enterprise financing difficulty countermeasure.
【学位授予单位】：辽宁大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F259.23;F832.4;F224

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