跨境双向人民币资金池业务研究

发布时间：2018-05-05 22:52

本文选题：人民币国际化 + 跨境　；参考：《对外经济贸易大学》2015年硕士论文

【摘要】：2014年6月,中国正式推出跨境双向人民币资金池,这意味着人民币“国际化”迈出了关键的一步。在此之前,中国已实施跨境人民币业务,发展至今,海外人民币存量和结算规模都有了突飞猛进,人民币作为跨境结算货币、全球现金管理储备工具,被越来越多的外国政府、跨国公司接纳和运用。稳定的币值、日渐宽松的外管政策,使众多跨国企业和金融机构对人民币有了强烈的持有和投资意愿。货币当局因时制宜,适时推出跨境双向人民币资金池业务,自然广受欢迎。本文将在人民币“国际化”的背景下,以管理学、经济学、金融学等理论作为基础,就该种资金池进行系统的研究分析。内容主要包括:通过对资金池的定义和内涵解释说明,厘清人民币在跨国公司内部流动过程及运行机制,揭示资金池的主要功能和亮点;从政策指引的相关内容出发,阐述事前准入、事中事后监管、内控等准备工作;以政府、企业、银行三个参与方的不同视角,说明业务创新对完善监管手段、优化企业内部资金管理、提高银行服务性收益等几个方面带了的利好;对比行内资金池业务发展现状,找出本单位的优势和不足,有针对性的扬长避短,更好地开展业务,服务经济社会。
[Abstract]:In June 2014, China officially launched a cross-border two-way renminbi fund pool, marking a key step in the "internationalisation" of the renminbi. Prior to this, China has implemented cross-border RMB business. Up to now, the stock and settlement scale of overseas RMB have developed by leaps and bounds. As a cross-border settlement currency, the renminbi has been used by more and more foreign governments as a cross-border settlement currency and a tool for managing global cash reserves. Multinational corporations accept and apply. The stable value of the currency and the increasingly loose foreign control policy have made many multinational enterprises and financial institutions have a strong desire to hold and invest in the RMB. The currency authorities are naturally popular for their timely introduction of a cross-border two-way renminbi pool business. Based on the theories of management, economics and finance, this paper makes a systematic research and analysis on this kind of fund pool under the background of RMB internationalization. The main contents include: by explaining the definition and connotation of the fund pool, clarifying the process and operation mechanism of RMB flow in multinational corporations, revealing the main function and bright spot of the fund pool, proceeding from the relevant contents of the policy guidance, Expounding the preparatory work such as prior access, supervision after the event, internal control, etc., from the different angles of view of the government, enterprise and bank, it shows that business innovation can improve the means of supervision and optimize the internal capital management of the enterprise. Improve the bank service income and other aspects with the good; compare the current situation of the bank's fund pool business development, find out the advantages and disadvantages of the unit, targeted to promote strengths and circumvent weaknesses, better carry out business, and serve the economy and society.
【学位授予单位】：对外经济贸易大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F832.6

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