中国农村金融制度演化逻辑与改革启示

发布时间：2018-05-06 05:32

本文选题：农村金融制度 + 演化逻辑　；参考：《上海经济研究》2010年11期

【摘要】：本文回顾了新中国60多年来农村金融制度演化历程,总结了中国农村金融改革发展的经验教训,在此基础上,提出了未来中国农村金融制度改革和变迁的政策启示。研究表明,农村经济制度变迁和农村金融需求的变化始终是中国过去农村金融制度演化的诱因。未来中国农村金融制度改革,应当始终围绕农村金融与农村经济协调发展为目标,明晰财政金融在"三农"发展中的职能,发挥好财政金融协调配合作用。同时,既需注重体制整体层面的改革,更应注重微观治理机制的改良;既需注重激励农村外生金融深化发展,更应鼓励和引导农村内生金融规范有序发展。
[Abstract]:This paper reviews the evolution process of the rural financial system in New China over the past 60 years and summarizes the experience and lessons of the rural financial reform and development in China. On this basis, it puts forward the policy enlightenment of the reform and change of the rural financial system in China in the future. The study shows that the changes in the rural economic system and the changes in rural financial demand are always the past farmers in China. The cause of the evolution of the village financial system. In the future, the reform of the rural financial system in China should always focus on the coordinated development of rural finance and rural economy, clear the function of financial finance in the "three rural" development and play a good coordination and coordination role of financial and financial. At the same time, we should pay more attention to the reform of the overall level of the system and pay more attention to the micro governance machine. The improvement of the system should not only focus on encouraging the rural external financial deepening development, but also encourage and guide the orderly and orderly development of rural endogenous finance.

【作者单位】：西南大学经济管理学院;
【基金】：2009年教育部人文社科基金项目(09YJC790223)“贫困型农户融资困境与扶贫信贷创新研究” 重庆市社科基金项目(2009JJ09)“重庆市贫困型农户融资困境与扶贫信贷创新研究” 西南大学博士启动基金项目“中国金融内生成长理论与政策研究”(SWU05331)的部分成果国家社科基金项目“二元经济结构下农村金融市场成长机制与制度创新研究”(07CJY056)的资助
【分类号】：F832.1

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