商业银行产业链金融及其运行机制研究

发布时间：2018-05-13 00:10

本文选题：商业银行 + 产业链金融　；参考：《天津科技大学》2012年硕士论文

【摘要】：随着商业银行在新的业务领域竞争的加剧,国内商业银行相继推出了产业链金融相关新业务,例如深圳发展银行、民生银行、招商银行等多家商业银行争相推出了具有本行特色的产业链金融服务方案。对商业银行来说,产业链金融业务是一项开拓金融业务,是抢占金融市场的一次大胆创新,可以派生出很多的金融相关新产品和新服务。在金融市场存在资本约束和经济附加值增加的发展背景下,对产业链金融业务及其运行机制的研究,对于商业银行完善信贷结构、拓宽经营思路、增强创新理念、提高获利水平和增强控制风险能力有着非常重要的现实意义。本研究分为六个部分,其中第三部分、第四部分以及第五部分是本研究的核心内容。具体来说,第一部分主要是对该研究背景、目的和意义的阐述以及国内外相关研究的综述,并提出了研究的基本思路和方法。第二部分阐述了相关概念及理论依据,界定了产业链金融相关概念,以包括交易费用理论、金融生态理论、金融创新理论在内的五大理论为依据,分析了产业链金融的原理。第三部分研究了银行开展产业链金融业务的动因,并分析了产业链金融业务的主要内容以及目前商业银行开展产业链金融业务的现状。第四部分从经营系统、技术创新系统、财务系统以及风险管理系统的角度分析了产业链金融的运行机制。第五部分以勇利钢铁公司为例,对商业银行产业链金融及其运行机制进行了深度剖析。第六部分分析了产业链金融存在的一些问题,并提出可行的政策建议,以促进国内产业链金融更加健康、有效地持续发展。
[Abstract]:With the intensification of competition among commercial banks in the new business field, domestic commercial banks have successively launched new business related to industry chain finance, such as Shenzhen Development Bank, Minsheng Bank, China Merchants Bank and other commercial banks have launched their own characteristics of the industrial chain of financial services. For commercial banks, the industry chain financial business is a development of financial business, is a bold innovation to seize the financial market, can derive a lot of new products and services related to finance. Under the background of capital restriction and economic added value increase in the financial market, the research on the financial business of industrial chain and its operation mechanism can improve the credit structure of commercial banks, broaden the management ideas, and strengthen the innovative ideas. It is very important to improve profit level and control risk ability. This research is divided into six parts, the third part, the fourth part and the fifth part are the core contents of this study. Specifically, the first part is mainly about the background, purpose and significance of the research, as well as a summary of relevant studies at home and abroad, and put forward the basic ideas and methods of the research. The second part expounds the related concepts and theoretical basis, defines the related concepts of industry chain finance, and analyzes the principles of industry chain finance based on five theories, including transaction cost theory, financial ecology theory and financial innovation theory. The third part studies the motivation of banks to develop industry chain financial business, and analyzes the main contents of industry chain financial business and the current situation of commercial banks developing industry chain financial business. The fourth part analyzes the operation mechanism of industry chain finance from the angle of management system, technology innovation system, financial system and risk management system. The fifth part takes Yongli Iron and Steel Company as an example to deeply analyze the commercial bank industry chain finance and its operation mechanism. The sixth part analyzes some problems existing in industry chain finance and puts forward some feasible policy suggestions in order to promote domestic industry chain finance to develop more healthily and effectively.
【学位授予单位】：天津科技大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832.33

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